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Zopa
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  • IT Service Desk (Lead) Engineer  

    - Manchester
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalifeThe Service Challenge: Leading Zopa’s Tech from the Frontline At Zopa, we believe technology should make work simpler, smarter, and more human. Our Workplace Technology team keeps our people connected, productive, and supported every day. If you love mentoring others, solving complex challenges, and driving efficiency through technology, you’ll thrive here. As our new IT Service Desk (lead) Engineer, you’ll guide and support the Service Desk teams across London & Manchester. You’ll combine deep technical expertise with leadership, mentoring, and project work — driving improvements that help Zopians work more effectively. You’ll act as an escalation point for complex issues, a trusted partner to the Service Desk Team Lead, and a champion for using AI and automation to make service delivery smarter. **Please note this role will be based in our Central Manchester Office 4 days per week**Your Impact:Act as an escalation point for Service Desk Support Engineers, guiding them through complex issues and mentoring their growth. Deliver exceptional customer service and high-quality technical support to Zopians, setting the tone for the team. Serve as a Subject Matter Expert across Windows & Mac operating systems, Microsoft 365, Intune, Tanium, Okta, Zoom, Jamf, Jira, and Confluence. Lead or contribute to projects that improve efficiency — ;implementing self-service tools, AI chat support, or streamlined onboarding. Manage local IT stock (laptops, peripherals, accessories) in the Manchester office, tracking inventory and flagging reorders. Collaborate with IT Services Engineers and other colleagues across the Tech division to deliver cross-functional initiatives. Drive continuous improvement in processes, documentation, and knowledge sharing. Champion automation, modern tools, and innovation across IT Services. Your Toolkit:You don’t need to know everything — but here’s what would help: Proven experience in IT support or service desk roles in a dynamic, customer-focused environment. Advanced knowledge of Windows & Mac operating systems. Microsoft 365, Intune, Tanium, Jamf, Okta and Zoom Experience mentoring or supporting junior engineers with a collaborative, coaching mindset. A good understanding of cybersecurity principles, remote support techniques, and endpoint management. Understanding of ITIL-aligned practices (Incident, Change, Problem). Strong troubleshooting, prioritisation, and communication skills. A curious mindset with enthusiasm for automation and AI-driven improvements. Bonus points if you have:Experience implementing process improvements or automation tools. Exposure to scripting or PowerShell for automation. Knowledge of enterprise AV systems such as Neat or Cisco. ITIL Foundation certification. Why you'll love it here:Work with cutting-edge technologies in a modern IT environment. Collaborate closely with peers across InfoSec, Service Delivery, and Platform Engineering. Enjoy ownership and autonomy to shape how IT support evolves at Zopa. Join a supportive, collaborative, and impact-driven team. Be part of a company that embraces AI and automation to make work smarter. How we measure success:Positive feedback from peers and stakeholders on leadership and collaboration. Strong SLA and CSAT performance across the team. Successful delivery of improvement projects and automation initiatives. Consistent knowledge sharing, documentation, and mentoring outcomes. #JA-LI1We’re expanding!From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.At Zopa we value flexible ways of working.We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us. Read Less
  • IT Services Engineer  

    - Manchester
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalifeThe Service Challenge: Engineering Zopa’s Digital Workplace At Zopa, technology is central to everything we do — helping our people collaborate, innovate, and deliver brilliant experiences. Our Workplace Technology team ensures every Zopian has the tools and support they need to do their best work. If you’re driven by solving complex problems, collaborating across teams, and using automation to make systems smarter, this role is for you. As an IT Services Engineer, you’ll take ownership of how Zopa’s workplace technology evolves. You’ll design, implement, and support solutions across Microsoft 365, Intune, Okta, Zoom, Jamf, Jira, and Confluence — with a focus on automation, scalability, and efficiency. You’ll work closely with InfoSec, Networking, and Platform Engineering to deliver secure, reliable, and seamless IT services while championing innovation and continuous improvement. Your impact:Design, implement, and maintain IT services and workplace technologies that enable Zopians to do their best work. Act as a senior escalation point for the Service Desk, supporting complex troubleshooting and root cause analysis. Lead or contribute to cross-functional projects — zero-trust initiatives, endpoint automation, or AI workflow enhancements. Collaborate with InfoSec, Networking, and Platform Engineering to ensure services are secure and scalable. Continuously improve processes, identifying automation and standardisation opportunities. Contribute to the strategic roadmap for Workplace Technology, defining standards and best practices. Mentor and support colleagues across IT Services, building technical capability and knowledge sharing. Deliver clear, concise documentation for both technical and non-technical users. Your toolkit:You don’t need to know everything — but here’s what would help: Solid experience in IT services, systems engineering, or workplace technology roles. Strong technical knowledge of Microsoft 365, Intune, Tanium, Jamf, Okta and Zoom Experience automating tasks using PowerShell, Python, or similar scripting tools. Knowledge of endpoint management, security hardening, and identity management principles. Experience collaborating with teams such as InfoSec, Networking, or Platform Engineering. Excellent troubleshooting, analytical, and communication skills. A passion for using automation and AI to improve service delivery. Bonus points if you have:Experience delivering IT transformation or automation projects. Familiarity with zero-trust security principles and architecture. Exposure to monitoring tools or endpoint analytics solutions. ITIL Foundation or Microsoft/Azure certifications. Experience configuring virtual desktops, such as AWS Workspaces or Citrix Why you'll love it here:Work in a modern tech environment with autonomy and real impact. Collaborate with experts across Zopa’s Technology division. Play a key role in shaping the future of our digital workplace. Join a culture that encourages innovation and continuous learning. Be part of a team that uses AI and automation to redefine IT service delivery. How we measure success:Successful delivery of engineering and automation projects. High service reliability, efficiency, and user satisfaction. Positive collaboration with cross-functional teams. Proactive contribution to strategic and operational improvements. #JA-LI1We’re expanding!From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.At Zopa we value flexible ways of working.We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us. Read Less
  • Senior Credit Strategy Analyst, Collections  

    - London
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife We're looking for a talented Senior Analyst to join our high-performing credit strategy analytics team at Zopa, where you will have the opportunity to drive significant improvements in customer and credit outcomes across Collections and Recoveries. By leveraging hypothesis testing, portfolio trends, and industry advancements, you'll better engage, inform, and support customers facing financial difficulties. Collaboration is key at Zopa. You'll work closely with cross-functional teams including operations, product, engineering, and data science to develop and drive engagement strategies, influence strategic decisions, and identify opportunities to enhance customer outcomes through cutting-edge analytical techniques. We look for bright individuals with a passion for translating numbers into customer and business opportunities and delivering insights to drive decision-making - if this resonates, we'd love to hear from you! A day in the life..As a Senior Analyst in Credit Strategy, you will be entrusted to lead on our most complex and highest impact projects. You will be empowered to think outside the box and devise creative, innovative solutions to problems. You will gather industry information to stay updated on latest trends and opportunities within the collections space. You will have the opportunity to drive large scale strategic changes, transforming the impact we have on customers. You will work in a team that covers a broad remit across credit and customer outcomes, considering engagement, information, solutions, regulations and customer experience. You work in a wider cross-functional product, credit, and data science team, interacting closely with operations, so you will have the opportunity to work alongside, learn from and mentor some of the brightest minds and friendliest people in the industry! You work with large datasets and some of the best tech in the industry, such as powerful Python instances for data analysis and Redshift for data warehousing. You will have the opportunity to mentor junior team members, fostering their growth and development within the team. Projects our Senior Analysts currently manage include: Optimising collections strategy across our lending products, testing, iterating on and deploying advancements such as: new engagement strategies, customer capabilities, affordability assessments, forbearance solutions, and recoveries strategies. All while considering customer and credit outcomes, risks and regulations. Shaping and enhancing our customer journeys and working with the product and tech teams to deliver these changes. Using advanced statistical techniques to predict customer behaviour or forecast future collections engagement. Working with open banking data or other novel datasets to find new ways of enhancing our engagement and customer information and education strategy. Analysing the performance of our portfolio, identifying any areas of improvement, and recommending strategy changes based on these findings. Building valuations models to inform strategic decisions while understanding their inherent limitations. About you: You have strong experience analysing data to drive collections strategy within a consumer lending or debt collection firm. You have a strong ability in manipulating and analysing large datasets using SQL and/or Python. You are experienced in visualization and storytelling through data. You have a passion for translating numbers into business opportunities and delivering insights to drive decision-making. You are a structured and holistic problem-solver, and possess strong time management skills. You have a passion for helping customers receive a seamless experience and good customer outcomes. You have an insatiable curiosity and a relentless drive to learn, improve, and share knowledge with others. You are able to work collaboratively with cross-functional teams, including operations, tech, compliance and product. LI-NG1#We're on the move! Towards the end of 2025 Zopa will be relocating to a brand-new headquarters at 20 Water Street in Canary Wharf. The 44,000 square foot workspace will foster collaboration and inspire creativity for our 900 employees amidst our 2025 growth blitz.At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us. Read Less
  • Financial Crime Team Leader (Hybrid)  

    - Manchester
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalifeAs a Financial Crime Team Leader, you will play a vital role in leading a dedicated team financial crime analysts and investigators. You will ensure our organization’s compliance with anti-money laundering (AML) regulations and implement effective financial crime prevention measures. In this position, you will oversee day-to-day operations and manage complex cases, providing strategic guidance to enhance our risk mitigation efforts. Your leadership will be crucial in fostering a proactive approach to identifying and addressing potential financial crime threats. This role requires a dynamic leader with both technical expertise and the ability to drive a high-performing team. You will be at the forefront of safeguarding the organisation against financial crime, ensuring compliance, and implementing innovative solutions to combat evolving threats. Working pattern:This is a hybrid role, with the team working in the office three days a week. Your working week will consist of hour shifts scheduled between 8:00 am and 8:00 pm, Monday to Friday. You will also be required to work one day of the weekend every other week, from 9:00 am to 5:30 pm, which will be worked remotely. If you work a weekend day, you will receive a day off during the week in lieu.In addition, you will be required to work on two bank holidays per year, for which you will receive time off in lieu.A day in the life:Team Leadership: Lead and manage a team of financial crime analysts and investigators, providing guidance, support, and performance feedback. KPI Management: Ensure the team achieves key performance indicators (KPIs) for financial crime prevention, detection, and reporting. Collaborative Environment: Foster a culture of collaboration, encouraging the sharing of best practices and knowledge within the team. SAR Oversight: Oversee the investigation of suspicious activity reports (SARs) and ensure timely submissions to regulatory authorities. Transaction Monitoring: Monitor daily transactions to identify red flags related to money laundering, fraud, and terrorism financing. Cross-Department Collaboration: Work closely with other departments to facilitate seamless communication and case resolution. Regulatory Compliance: Ensure all financial crime activities comply with internal policies, regulatory requirements, and industry standards. Regulation Updates: Stay informed about changes in financial crime regulations and adjust policies and procedures as needed. Risk Assessment: Proactively identify and assess financial crime risks, developing strategies for effective mitigation. Stakeholder Engagement: Build and maintain relationships with key stakeholders, including regulators, law enforcement agencies, and industry peers. Training and Awareness: Advocate for financial crime awareness throughout the organisation by conducting training sessions for non-specialised teams. Continuous Improvement: Review and enhance processes and systems for monitoring, detection, and investigation of financial crime. About you:Strong understanding of regulatory frameworks, including AML, KYC, and sanctions screening requirements, with a particular focus on transaction monitoring and mule activity. Proven ability to lead and motivate a team in a fast-paced environment. Excellent analytical, investigative, and decision-making skills. Strong communication skills, with the ability to present complex information to senior stakeholders. Proficiency in relevant tools and technologies, such as transaction monitoring systems, data analytics tools, and case management platforms. Experience using advanced data analytics or machine learning for financial crime detection. Familiarity with international regulatory environments and cross-border financial crime investigations. Strong knowledge of emerging risks in the fintech, cryptocurrency, or digital payments space. #LI-LH1We’re expanding!From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.At Zopa we value flexible ways of working.We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Read Less
  • Senior Product Manager - Current Accounts  

    - London
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife We've just launched our Current Account and are looking for a Senior Product Manager to help continue to shape and build out the customer experience and features as it grows. We want to transform the Current Accounts space as we have already done with loans, savings, credit cards and car finance, tying together our Zopa ecosystem, with big ambitions targeting over 1m+ active customers in 3 years' time. This role will be crucial to helping us get there so there's big opportunity for some serious career defining impact. This is a highly autonomous and high ownership role, strategising how we design and build on our core CA proposition and main experiences of the account (think pots, paying bills). Critical to this will be ensuring customers are excited by our product and want to use it over the competition. A day in the life: Lead a user experience focused team owning onboarding, early engagement, rewards and account benefits (and other features you think will move the needle!). This team must ensure our customers are excited by our product Collaborate closely with the Lead Product Designer and design team to create an optimised and differentiated Current Account customer experience Problem solve with the engineers in your team on how to build solutions, helping them make the right trade-offs to ensure a speedy delivery of value and fast learning Ensure everything built is beautiful, valuable, viable, usable and feasible, with the help of the engineers and designers in your team Have an eye on the bigger picture, All roads will lead to your squad, so you’ll need to be involved in the work of Current Account platform and operational teams to make sure you’re all moving together Build close relationships with key stakeholders such as Operations, Compliance, Brand, Legal and Finance to effectively and collaboratively solve problems Work closely with the Current Account Product Lead on over-arching product strategy for customer acquisition The ideal candidate: You have spent 5+ years working in customer facing product. Ideally, you have experience at a Fintech, but this isn’t imperative You are passionate about Product. You are excited by the journey we’re on and full of ideas for what’s next You can evidence the successful products you’ve built. If you haven’t created a zero to one product, you’ve really moved the needle on metrics for previous products Customers love your products. You combine quantitative and qualitative evidence to make customer insights central to your decision-making process. Your clear how your product differentiates and how it fits your target market’s specific needs. You're outcomes focused and highly proactive. You take ownership for the product’s success, including where this goes beyond your immediate remit Your decisions are backed by data. You test and learn as you go, consistently progressing towards the end goal rather than waiting for perfection You have experience acting as a leader in cross-functional teams. When you think about who your “team-mates” are, your “go-to” will be engineers and designers Please note - no candidate will meet every single desired qualification. If your experience looks a little different from what we’ve identified and you think you can bring value to the role, we’d love to learn more about you!* #LI-JR1We're on the move! Towards the end of 2025 Zopa will be relocating to a brand-new headquarters at 20 Water Street in Canary Wharf. The 44,000 square foot workspace will foster collaboration and inspire creativity for our 900 employees amidst our 2025 growth blitz.At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Read Less
  • Engineering Manager  

    - London
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife The role:At Zopa, our Software Engineering Managers play a key role in the success of our business and the effectiveness of our Engineers. They are passionate about developing people and nurturing them as engineers to build great things and progress their own personal development. You will manage a team of engineers building the platforms and systems that power compelling products for our customers. As a manager, you will be responsible for ensuring your team are engaged and performing as effectively as possible. To do this you will collaborate with Product and other stakeholders as part of strategic planning; as well as have a good heads-up view of the challenges coming and be responsible for capacity planning, performance management and community building to maximize our ability to meet them. You will drive quality across all stages of the SDLC to ensure quality is central to building software and partner with Delivery to champion our Agile ways of working. The team:Excitingly, we are growing across several product-engineering tribes at Zopa which means we need Engineering Managers across multiple teams. You could be joining our Current Account, Product Enablement or Operation Efficiency teams to take Zopa products and Engineering to the next level. As we move through the interview process we will ensure you meet a range of Zopians from different teams and assess which team you would have the most impact in. Regardless of team, our Engineering Managers work in a hybrid manner so this role will be coming into our London Bridge office minimum 2 days a week.About you:Passionate about creating impact through empowering others and believe in supportive and humble leadership.Self-driven, ambitious and results focused. You chart a path for others rather than follow one.Passionate about technology and using it as a tool to provide great customer experiences.Consider quality as a first class concern and have a proven background in improving quality in previous roles.Experienced building, running and supporting complex systems in production.Proven people management skills and are experienced in supporting Software Engineers’ personal and career development. Enjoy owning and solving problems. You can create structure out of ambiguity, think about problems holistically and can drive an agenda while juggling multiple demands.You are empathetic with strong relationship building skills and can communicate clearly and succinctly across a broad range of stakeholders throughout the software development process, managing expectations as you go.#LI-CW1We're on the move! Towards the end of 2025 Zopa will be relocating to a brand-new headquarters at 20 Water Street in Canary Wharf. The 44,000 square foot workspace will foster collaboration and inspire creativity for our 900 employees amidst our 2025 growth blitz.At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Read Less
  • Strategic Business Development Manager  

    - London
    Hello there. We’re Zopa.Early in 2023 Zopa Bank acquired DivideBuy, a... Read More
    Hello there. We’re Zopa.Early in 2023 Zopa Bank acquired DivideBuy, a market leading point of sale finance platform. Now part of Zopa Group, the offering will combine technology and fintech innovation to enable instant decisions and fully integrated consumer journeys with consumer protection, credit checks and safeguards of a regulated bank. We're on a step-change growth trajectory. Alongside our best-in-class POS tech solution we have the scale, trust, and market-leading credit capabilities of one of the UK’s top consumer lenders. We are uniquely positioned in the market with rapid growth and bold ambitions for the next three years where this role will be pivotal in spearheading our growth. Join us as we embark on this new chapter, harnessing the strengths of both Zopa and DivideBuy to create cutting-edge financial solutions that truly benefit our customers. We are seeking a Strategic Business Development Manager to lead the acquisition and expansion of high-value national partnerships, each generating over £50 million in GMV. This position is crucial in establishing Zopa’s footprint in key verticals and driving strategic growth through complex, high-impact initiatives.This role demands a leader capable of delivering value to our partnerships. You will set the sales rhythm and strategy, oversee specific verticals, and craft the go-to-market plans within each, ensuring successful launches and sustained relationships across all levels of the verticals.Of course, you won't be doing this on your own. Collaboration is core to Zopa’s culture, meaning you will be the vertical owner with support from other team members focusing on the small and mid-sized corporate market, alongside product, tech, marketing, and design teams.This opportunity offers significant scope to accelerate your career within a fast-growing If this challenge excites you, we would love to hear from you!A day in the life:Set the strategic direction for your product verticals in partnership with the leadership team. For example, you might work with senior executives to devise new go-to-market strategies for retail finance products, balancing commercial objectives with long-term brand development.Identify, engage, and secure partnerships with major national merchants, managing the entire sales process from prospecting to contract negotiation. Envision reaching out to prominent high-street retailers or e-commerce platforms, developing relationships from initial contact to signing multi-year agreements.You’ll craft tailored value propositions and commercial models, collaborating with internal teams to develop bespoke solutions. This may involve working with product and tech teams to create custom integration packages or designing flexible pricing models for different retail sectors.Represent Zopa at industry events, delivering talks at conferences or roundtable discussions, networking with decision-makers, and staying abreast of emerging trends. For instance, you might attend Retail Week Live or FinTech Connect, applying insights gathered to refine your vertical’s strategy.You will work independently in the field, utilising data and market insights to shape vertical strategies and serve as a thought partner to senior stakeholders. On any day, you might analyse market reports to identify untapped opportunities, monitor competitor activity, or pilot a new customer journey in collaboration with a flagship retailer.About you:You have demonstrated success in national-level sales or partnerships, preferably within fintech, retail, or SaaS sectors. Perhaps you’ve negotiated with a leading grocery chain to implement a new payment system or coordinated the launch of a SaaS solution with a network of fashion retailers.Bring strong commercial acumen and negotiation skills to every engagement, whether structuring revenue share agreements or troubleshooting contract terms during deal closure.Can influence at C-suite level, both within Zopa and at partner organisations. For example, you’re comfortable pitching business cases to CFOs, collaborating with CTOs on technical integrations, or driving alignment with marketing directors on joint campaigns.You’re comfortable with ambiguity and excel at creating structure within evolving markets. This could involve launching a new product in a sector with shifting regulatory requirements or establishing scalable processes for a rapidly expanding partnership portfolio.Your experience includes managing long sales cycles, building consensus among diverse internal and external stakeholders, and delivering measurable results, such as increasing GMV by millions or unlocking new verticals for growth. This role is remote based but will require travel to clients and to the London/Manchester office for meetings. #LI-LK1Flexible working? Yes please!At Zopa we value flexible ways of working. We understand the benefits of face-to-face collaboration and the importance of a good work-life balance. Our teams work in a hybrid manner, from our vibrant UK offices and the comfort of their own homes, at a frequency that suits the team and the work they do. Not only that – you'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Read Less
  • Product Manager - (B2B)  

    - Manchester
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalifeWe’re redefining how people experience finance. In the POS tribe we believe that our financial journeys should be effortless, empowering and delightful, redefining how end users access embedded financial products.We’re looking for a Product Manager who’s obsessed with crafting exceptional front-end experiences — someone who can turn complex financial processes into elegant, intuitive products that customers love to use. You’ll shape how millions of people discover, apply for, and interact with Zopa’s financial products, driving innovation across new origination journeys, servicing channels, and customer touchpoints.You’ll work at the intersection of design, technology, and behavioural insight, championing the customer in every decision. Whether it’s launching a seamless application flow or a brand-new digital servicing experience, you’ll lead the charge in bringing beautiful, functional ideas to life.This is a rare opportunity to push the boundaries of what fintech can feel like — building the kind of intuitive, human-centred products that set new standards in the industry. You’ll have full ownership, real creative freedom, and the support of a high quality team that believes finance can (and should) make people smile.A day in the life:Lead end-to-end delivery of product initiatives from discovery to launch.Translate data and customer feedback into actionable product decisions.Prioritise effectively against team OKRs, balancing quality, speed and impact.Partner closely with engineers, designers and analysts to test, iterate and learn.Track and communicate outcomes, sharing results and insights widely.Collaborate across tribes to align on dependencies and customer experience.Contribute to improving our product development processes and culture.About you:You’re data-driven, curious and comfortable turning insight into action.You’re a clear communicator who builds strong relationships across teams.You have a customer-first mindset and regularly use research to validate your ideas.You’re confident leading cross-functional projects with moderate autonomy.You balance ambition with pragmatism — knowing when to ship and when to iterate.You’re passionate about learning, growing and supporting those around you.Experience managing digital products or features in a customer-facing environment.A good understanding of agile delivery and how to run experiments and A/B tests.Familiarity with analytics tools (SQL, Amplitude, Hotjar, etc.) to measure success.Experience working with cross-functional teams across design, tech and data.An understanding of regulated or financial environments (bonus, not essential).We’re expanding!From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.At Zopa we value flexible ways of working.We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us. Read Less
  • Senior Finance Operations Analyst  

    - London
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife We are looking for a Senior Finance Operations Analystto join our Financial Operations & Control team.To be successful in this role you’ll have a strong understanding of the reconciliation process, these will include external bank accounts, general ledger and product account reconciliations. This role would suit best someone who is passionate about process excellence and enjoys routine task-based and process-driven work, takes great pride in the quality of output, and has strong attention to details. Our Finance team is growing at pace so you’ll have a clear ability to build effective and influential relationships within Finance and other Zopa teams. Our team are self-starting problem solvers, agile and thrive on bringing past experiences to a diverse range of challenges. You'll be part of an impressive Zopa team, who are super collaborative and happy to roll their sleeves up and get involved in whatever needs doing to achieve their goals!A day in the life:Take ownership for completing daily/weekly/monthly/quarterly tasks timely and accuratelyComplete all reconciliations processes and ensure timely resolution of reconciliation breaks whilst adhering to internal policies and proceduresProcess adhoc manual payment request and daily funding movementsMaintain operational procedures to ensure these are accurate and up-to-dateAdhere to control frameworks and policies, ensuring that controls are operated effectively Support the wider Finance Operations & Control team with ad-hoc work as and when neededBe actively involved in Finance related process improvement initiativesAbout you:You’ll have experience with reconciliations ideally within financial servicesStrong numeric/analytical and spreadsheet skills.Have great attention to details and take pride in the quality of your work.Be able to work independently and take initiative.You’ll have the ability to work to tight deadlines whilst working accurately with attention to detail, and keeping yourself and the team organised. Finally, you’ll have a passion for excellence and innovation to continually improve processes.Bonus points for:Experience of Blackline, NetSuite and/or Infor Sun Systems is advantageous#LI-LK1We're on the move! Towards the end of 2025 Zopa will be relocating to a brand-new headquarters at 20 Water Street in Canary Wharf. The 44,000 square foot workspace will foster collaboration and inspire creativity for our 900 employees amidst our 2025 growth blitz.At Zopa we value flexible ways of working. We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our London office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Read Less
  • Senior Financial Crime Investigation and Mule Risk Strategy Lead  

    - Manchester
    Our StoryHello there. We’re Zopa.We started our journey back in 2005,... Read More
    Our StoryHello there. We’re Zopa.We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at ! We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces. If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalifeWe're looking for a Senior Fraud and Financial Crime Lead to join our mission to make money work better for millions of customer. In this pivotal role, you'll be at the forefront of protecting our customers and Zopa from financial crime and fraud while ensuring we deliver the seamless, human experience we're known for. Reporting into our new Manchester office, you'll set-up and lead our Financial Crime Investigation Unit (FIU) and drive our mule risk strategy across our entire product ecosystem - from current accounts, loans, savings, credit cards, and car finance products. This is your chance to shape how a modern bank thinks about and tackles fraud in an increasingly digital world. As our Senior Financial Crime and Fraud Lead, you'll be responsible for identifying, investigate and disrupt organised crime activities and will be the architect of our defence strategy, working directly with our Director of Fraud to keep our customers safe while enabling our business to grow boldly. A day in the life:Strategic Leadership Be hands-on whilst, being responsible for establishing the FIU as a function. Devise prioritisation approach for triaging work into the FIU (including escalations from Operations Teams) and ensure that top priorities are addressed. Act as Zopa's subject matter expert in fraud and financial crime typologies conducting in-depth investigations into arising trends and advising stakeholders on emerging threats; whilst staying abreast of regulatory changes and industry best practices. Own and evolve Zopa’s Strategy to identify, investigate, and disrupt mule accounts. Maintain up-to-date awareness of emerging mule trends, typologies, and organised fraud risks impacting FinTech and Financial institutions. Hands-on Delivery Use internal data and external insight to perform in-depth financial crime investigations to uncover emerging threats and drive continuous improvement, identify enhancement opportunities and share this insight with key stakeholders to feed into product roadmaps and into prioritization decisions. Monitor, analyse, and report on mule trends, create effective strategies to minimise our Fraud and Financial Crime risk exposure. Identify opportunities for improvements, system enhancements, and control strengthening. Investigate & size exposure to existing and emerging threats, identify opportunities for improvements in our control framework to better mitigate the risks identified. Support regulatory audits, internal reviews, and ad-hoc reporting requirements. Cross-functional Impact Champion industry collaboration, build and maintain strong networks and partnerships to keep Zopa at the forefront of fraud and financial crime prevention and detection activities Represent the bank at industry and law enforcement meetings, build / maintain network of contacts to aid investigative work & help more accurately assess Zopa’s exposure to new and emerging threats Partner with Product, Tech, Operations, and Risk teams across both First and Second Lines of Defence to embed robust controls into everything we build. About you:You're a financial crime and fraud expert who thrives on solving complex problems and turning challenges into opportunities. You combine strategic thinking with hands-on delivery, and you're energised by working in a fast-paced, collaborative environment. Essential experience Extensive experience in Financial Crime and Fraud typologies and their modus operandi, in-depth knowledge of regulations and compliance requirements. Knowledge must have been developed having worked within the banking industry, whilst collaborating with colleagues from law enforcement, security, government. Experience in setting up a FIU and have hands-on experience in conducting investigations, knowing when to stop digging, when data is sufficient for the purpose of the analysis, when to further validate assumptions without leaping to conclusions. Have up to date knowledge of emerging mule trends, typologies, and financial crime risks impacting the FinTech and Financial institutions. You'll thrive if you Love working collaboratively with cross-functional teams to solve complex problems. Translate findings into effective summaries, reports, action plans to communicate output of the investigation and drive action. Have an inquisitive mind and enjoy analysing large dataset to draw meaningful conclusions. Communicate findings to drive action to a non-technical audience into clear, actionable insights, making compelling arguments using data to affect change. #LI-LK1Please note, this role requires participation in an on-call rota to manage fraud and financial crime risk events outside of standard working hours.We’re expanding!From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.At Zopa we value flexible ways of working.We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.*Subject to having the right to work in the country of choiceDiversity StatementZopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments. Read Less

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