Salary: From £30,000, depending on experience VF Corporation has a brilliant opportunity for a new Credit Risk Analyst to join our EMEA Credit and Finance team in Calverton, Nottinghamshire, working on a hybrid basis!VF is a global fashion and apparel company connecting people to the lifestyles they cherish through our family of iconic brands. At the heart of our journey lies our purpose: We power movements of sustainable and active lifestyles for the betterment of people and our planet. This is our purpose. It's the reason we come to work every day. Our purpose unites us and leads us to pursue our goals, together. This is our calling.Let's talk about the role!As the Credit Risk Analyst, your primary objective is to assess and manage credit risks across our EMEA customer portfolio, by examining financial data for new and existing customers seeking to expand and develop their accountsThe role involves devising credit scoring models, analysing economic trends and collaborating with various departments all across the EMEA region.Furthermore, the Credit Risk Analyst will generate risk-related reports, oversee credit limits and present their insights to management, thereby enhancing successful risk strategies and ensuring business security and stability.How You Will Make a Difference:Your responsibilities will include a variety of the following duties on a daily, weekly and monthly basis:Analysing customer financial accounts and approving credit limits and payment terms, to minimize risk as well as generate future sales and develop long-standing, profitable relationships with the new customer baseMaintain a detailed overview of customer master data and relevant risks, adhering to company policies and legal requirements when managing data systemsMonitor macro and micro economic data and trends in order to anticipate risksProvide detailed and up to date reports and data to senior management with commentary, supporting strategic business decisions regarding credit risk policies and scoring modelsAct as a key point of contact with credit rating agencies, collaborating with cross-functional teams and providing risk-related training to relevant departmentsParticipate in risk-based meetings and preparing/presenting credit risk reports to senior management, highlighting key risk indicators and areas of concern or opportunity for improvement.Skills for SuccessThe successful candidate for the position will possess several the following key attributes and skill sets:A background in a credit-related function, risk management, finance, accounting and/or an analytical roleA degree or higher education/ qualification in a related field (maths, business administration, finance, accounting etc.), could be beneficial but not essentialExcellent communication skills in both written and verbal English communication, with the ability to build strong working relationships and present in an effective and influential mannerA working knowledge of analytical tools, Microsoft Office applications, Excel, VBA or Power BIA comprehensive understanding of financial statements including Balance Sheet, Profit & Loss Statement and Cash Flow StatementsStrong stakeholder management skills, an analytical mind set with a focus on accuracy and attention to detailExcellent negotiation and influencing skillsAdaptability, lateral thinking, a proactive approachWhat’s in it For YouWe’re in the business of unleashing human potential, driven by the ideas, energy and commitment of our people. That’s why we offer comprehensive benefits that encourage mental, physical and financial well-being for all VF associates. When it comes to benefits, we’re the total package:A supportive feedback-based culture where respect and integrity guide us in what we doAn inclusive international environment where people of diverse backgrounds, lifestyles and nationalities love working togetherBeing part of an iconic lifestyle brand in a multi brand, multi countries organization50% employee discount on all VF brands both in store and onlineSubsidised canteen and break out areas offering complimentary hot drinksHealth Shield membership and access to numerous health and wellbeing initiativesEmployee Assistance Program, offering access to free services such as Mental Health and wellbeing support as well as legal and financial advice.25 days holiday (plus bank holidays) rising to 29 with length of service and your birthday off12% contributory smart pension scheme (8% on us, 4% from you)Cycle to work schemeFree secure onsite parking and discounts with local public transportFree to Be, Inclusion & DiversityAs a purpose-led, performance driven company, we strive to foster a culture of belonging based on respect, connection, openness and authenticity. We are committed to building and maintaining a workplace that celebrates the diversity of our associates, allowing them to bring their authentic selves to work every day.As an equal opportunity and affirmative action employer, VF is committed to support disadvantaged groups whilst providing equal opportunities for both VF associates and applicants alike.We have one question…are you in?R-20251024-0023
Read Less
