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Monzo
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  • People Partner, Operations  

    - Greater London
    Overview We’re waving goodbye to the complicated and confusing ways of... Read More
    Overview We’re waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo. Remote | £57,000 - £75,000 | Incentive Awards tied to your performance + Benefits People Team Our People team, also known as Monzo Magic, focuses on Mission, Action, Growth, Inclusion, and Care. We empower a diverse, high performing, innovative and agile workforce to deliver impactful banking experiences. Role We are growing our Customer Operations People Partner team and are looking to hire an experienced People Partner. You will work side by side with leaders across Customer Operations to design and deliver their people strategy and deliver excellent people experience in the areas you support. Part of the Operations leadership team, your home team will be the People Collective, providing information, expertise, support, and encouragement. Responsibilities * Work as a strategic and trusted partner to Directors across our Operations teams, creating and delivering against a people plan that enables Monzonauts to solve problems with empathy and pace to deliver effortless, uniquely Monzo experiences for customers and colleagues. * Collaborate with Senior Leadership teams across Operations to drive high performance, engagement and healthy organisation design. * Own the people’s life‑cycle within your business area proactively iterating and improving your approach as you go. * Collaborate with our Diversity Lead to drive measurable change in company‑level D&I goals within Tech & Business teams. * Identify and surface trends in data to improve organisational health and drive change through your stakeholders. * Be responsible for supporting headcount management decisions, aligned for budget for the areas. * Empower and coach managers to level up as leaders and be the best they can be. * Help teams develop strong diversity and inclusion practices. * Work with the leads in People (Learning & Development, Reward, Talent, etc.) to define team specific requirements. * Monitor external trends to inform best practices internally. Qualifications * You have experience of building strong, trusting relationships with Directors‑level stakeholders. * You have significant experience as a People Partner working with varied operational business areas. * Inclusion is at the forefront of your mind at all times. * You can prioritise in a fast paced, high growth environment. * You have designed, delivered and embedded new ways of doing things. * You're comfortable analysing data to make data‑based decisions. * You have experience in organisational design, employee relations, succession planning and talent development. Benefits * Flexible working hours and trust to work enough hours to do your job well, as well as times that suit you and your team. * £1,000 learning budget each year to use on books, training courses and conferences. * Work-from-home setup with Macbooks; extra support for fully remote workers. Equal opportunities for everyone Diversity and inclusion are a priority for us. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. #J-18808-Ljbffr Read Less
  • We’re on a mission to make money work for everyone. We’re waving goodb... Read More
    We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers. We’re not about selling products – we want to solve problems and change lives through Monzo. London (UK) | £78,000 - £100,000 + Benefits We're looking for an experienced Senior Product Marketing Manager to help shape the future of Borrowing at Monzo. What You’ll Be Doing Shaping products by bringing customer, market and competitive insight into product strategy, prioritisation and roadmap decisions. Identifying and scoping market opportunities across the UK and new international markets, helping Monzo identify where to play and how to win, through customer, competitor and market analysis. Leading product marketing for new products, features and market launches, from early concept through to launch. Creating compelling propositions, positioning and messaging frameworks that turn product capabilities into clear customer value. Championing the customer voice through research, insight and a deep understanding of customer needs, behaviours and motivations. Partnering closely with downstream marketing teams to ensure launches land effectively and products are represented consistently across channels. Working with legal, compliance and risk teams to ensure products and messaging meet regulatory requirements. You Should Apply If You've helped shape product strategy and influence what gets built, not just how it's marketed. You've taken products, propositions or categories from concept through to launch, particularly in 0→1 environments. You take a customer-first approach to everything you do and use customer, market and competitive insight to inform decisions. You're comfortable forming a point of view, making recommendations and influencing stakeholders across Product, Design and Research. You're excited by the ambition of what we're building at Monzo and the opportunity to create products that customers genuinely love. You enjoy the challenge of taking products into new markets and understanding how customer needs differ across geographies. You thrive in fast-moving, high-growth environments where priorities evolve and new opportunities emerge quickly. Experience in direct-to-consumer product marketing, building global propositions, or borrowing is a plus. What’s In It For You Salary is £78,000 - £100,000 + incentive awards tied to your performance. This role will be based out of our London office next to Liverpool Street station in a hybrid approach of office based and home working. We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. Learning budget of £1,000 a year for books, training courses and conferences. And much more, see our full list of benefits. Equal opportunities for everyone. Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. #J-18808-Ljbffr Read Less
  • Monzo is seeking a Senior Product Marketing Manager for its Borrowing... Read More
    Monzo is seeking a Senior Product Marketing Manager for its Borrowing sector located in London. This role involves leading product marketing strategies and shaping product evolution by leveraging market insights while driving innovations in personal loans and credit. The candidate will collaborate closely with design, research, and marketing teams to ensure a seamless launch of products that meet customer needs. A salary range of £78,000 - £100,000 plus performance-related incentives is offered. #J-18808-Ljbffr Read Less
  • Remote Senior User Research Manager, International Expansion  

    - Warrington
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ London or UK Remote | 💰£125,000-£155,000 (dependent on experience) + Stock Options + Benefits | Hear from the team ✨ ⭐Our User Research team.. Our mission is to make money work for everyone. Our research team is pivotal in helping us achieve that mission. Our research team at Monzo is currently made up of around 20 User Researchers, who spend most of their time embedded in multi-discipline teams focusing on different areas, like Wealth products, Borrowing products or Operations. We also have a small research leadership team, and a research operations lead who makes sure we're set up to do our jobs and have the space to innovate safely. The team User Research team is led by Katherine Vaughan who is Director of User Research. Our discipline lives in the Design team at Monzo, along with Product Design and Brand Design. Design is lead by our Chief Design Officer, Vuokko Aro. Find out more about how we work on the Monzo Design blog . What you’ll be working on: Managing a team of user researchers focusing on expanding into new markets Driving our approach to new markets by applying first-principles thinking while making use of existing knowledge and localisation tools Keeping stakeholders across Monzo informed about the specific needs of consumers and businesses as we expand and making sure action is taken as a result Increasing visibility of key research insights Working in partnership with the Director of Research to make sure everyone in the research team is working on the highest impact areas, and individuals have autonomy to make those decisions where possible. Understanding your direct reports well, so you can place them where they fit, for impact, growth and happiness. Developing sustainable ways of nurturing all talent within the Research team. Leading forums that allow the whole research team to feed into decisions and shape the team. Working with Research Operations and the Research Director to scale team systems and processes as we grow. Continually raising the standard of research through timely feedback, and improved processes and rituals. Hiring brilliant, diverse User Researchers, and ensuring a smooth onboarding process for them. Making sure the team has an active presence in the external community and is appealing to a diverse set of researchers. Your day-to-day Work within a critical business area to develop and deliver a product strategy, including building a deep understanding of customer needs and market opportunities, and how we’ll differentiate ourselves and grow. Providing support for direct reports, through clear development goals, timely updates and feedback, and regular 1:1s. Collaborate with and influence key stakeholders across the organisation, including the wider product teams, company leadership, marketing, compliance, legal, regulatory affairs and more to get alignment and support for the strategy. Work closely with design, product, marketing data and engineering leadership in your areas to set the right conditions for the teams to do their best work and problem solve our key customer needs. Shaping development practices, like progression frameworks, across the wider team. Taking an active role in our Design Leadership team. Continually educating everyone at Monzo, including senior stakeholders, on what research can and can’t be used for. You should apply if: You have experience working as a User Researcher Manager in a high growth product or technology organisation You have experience expanding products into new countries, leading user research for expansion efforts You have experience and a deep understanding of the types of decisions and methods to take when tailoring products for local markets You enjoy bringing momentum to projects, unblocking progress and focusing on achieving the most exciting outcomes (not the fanciest outputs) You care about the quality of the product that sits in our users’ hands, and the overall experience they have with Monzo You’ve worked collaboratively with other disciplines like Data, Product and Design You’re an experienced coach, mentor and leader of seasoned User Researchers You’re happiest when the people in your teams feel supported, are growing, and can work effectively You have an approachable and supportive leadership style when you’re needed, but you also empower direct reports to work autonomously You have experience teaching and coaching non-researchers about research You have demonstrable experience making decisions that promote diversity and inclusion You have experience making use of marketing insights, quantitative user research, product data and a range of other insights for better decision making Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you! 🙌What’s in it for you 💰£125,000-£155,000 ➕ share options ➕ benefits ✈️ We’ll help you relocate to the UK. ✅ We can sponsor your visa. 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 📚£1,000 learning budget each year to use on books, training courses and conferences. 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! Read our full list of benefits The Interview Process: Our interview process involves 3 main stages: Recruiter call (30 minutes) Research Leadership Read Less
  • Remote Senior Credit Manager, Business Borrowing  

    - Lancashire
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ 📍London or Remote (UK) | 💰 £119,000 - £161,000 + Options + Benefits | Data Team, Borrowing Our team; Our Borrowing (lending) team is growing and we’re looking for Credit Managers and Analysts for our credit risk function, to grow lending to our business banking customers. The ideal candidate should have knowledge of providing credit to small and medium size sole traders and limited companies, automated decisioning and Credit Risk Management activities. You will work in the credit risk team responsible for credit strategy for our business lending products. As the size of our Business Banking customer base grows, we are building lending products to support our customers funding needs. We aim to create a genuine feel-good factor when it comes to business credit, and are looking for driven, analytical and creative individuals to help us achieve this goal. With your experience of developing credit risk strategies specifically for small and medium enterprises and building best in class credit capabilities, you'll help drive the success of Monzo's borrowing propositions. You will be responsible for developing our credit and pricing strategies as we bring to market new lending products. You will work with colleagues across teams to make sure we are building profitable lending portfolios and amazing products for our customers. Your day-to-day: Leading initiatives designing and implementing credit and pricing strategies for our business lending products Monitoring the performance of our existing strategies, and iterating to improve them Supporting the design and roll-out of new products and customer journeys Leading initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk Working with people from engineering, marketing, product, risk and control to design and deliver initiatives Overseeing the development and monitoring our credit models to forecast cash flows and assess net present value of new lending cohorts Providing guidance and challenge on credit proposals which will be adopted as Monzo underwriting policy Supporting the design and roll-out of new lending strategies by finding patterns in the data and translating these into insights Promoting a data culture through robust database tables and dashboards that provide insights and support data-driven decisions Assessing how the lending portfolio of particular products will perform over time Mentoring and managing a team of credit analysts You should apply if: You have strong domain expertise in providing lending products to small businesses You have a deep understanding of how business lending works, including regulation and industry best practice You have a solid understanding of lending economics and have experience developing and deploying underwriting strategies and credit models You have strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus You can bring a dynamic energy to the team, and are keen for the chance to improve our products and help ship changes to our customers You are a strong communicator, able to cut through complex problems and articulate decision points You have experience in project management and leading high performing teams You work well collaborating in a team with diverse skill-sets and personality types You have a working understanding of the regulations that apply to lending in the UK You are highly motivated and energised by the idea of bringing positive impact to our customers and Monzo The Interview Process: Our interview process involves 4 main stages: Recruiter Call Initial Call Take Home Task Final stage (x4 interviews) consisting of a case study, role specific, technical leadership, and values interview Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com. What’s in it for you: 💰 £119,000 to £161,000 ➕ plus stock options + benefits ✈️ We can help you relocate to the UK ✅ We can sponsor visas 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚 Learning budget of £1,000 a year for books, training courses and conferences ➕ And much more, see our full list of benefits here #LI-SL1 #LI-Remote Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2023 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 Read Less
  • Remote Senior Legal Counsel, Business Banking  

    - Tyne and Wear
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London/Cardiff/UK Remote | 💰circa £100,000 + Incentive Awards tied to your performance + Benefits | Hear from the team ✨ ⭐Our Legal team We’re looking for a Senior Legal Counsel to join our team at Monzo, to help us build one of the best, most innovative banks in the world. You will report to Monzo’s Director of Legal Payments Read Less
  • Remote Security Analyst, Year in Placement  

    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ Security Analyst [Year in placement] Closing date: Friday February 6th 2026 📍London or UK Remote | 💰 £30,600 | Start Date: September 2026 We are seeking 2 highly motivated and passionate individuals to join our Security team at Monzo for placement for a duration of 12 months. This year in placement offers an opportunity for students pursuing studies in Information Security to gain practical experience in a dynamic fintech environment. It will consist of two six-month rotations in our Information Security and Security Operations Squads. Key activities: We have listed the type of work done by an information security and security operations analyst below. You won’t be responsible for every activity over the course of your six month rotation but will have opportunities to contribute in a range of these areas. Information Security Work with the rest of the business to onboard high priority suppliers and partners while managing the associated security risk Get involved in improving how we manage Security at Monzo. We want to leverage new technologies such as generative AI to transform traditional approaches to Security Understand how to support the business to delivery change safely by assessing and helping to mitigate any security risks associated with the change, including product launches Engage with our Security Engineering, Offensive Security, Security Operations and Data Protection teams in everything that you do at Monzo. This will give you exposure to a wide variety of security domains Experience working with our 1st, 2nd and 3rd line risk teams when they are delivering Internal Audits, completing 2nd line risk reviews or controls testing Participate in promoting a security-conscious culture throughout the organisation Support us in making sure we’re compliant with relevant laws and regulations Security Operations Assist in monitoring security events and alerts using security information and event management (SIEM) tooling Analyse security event data to identify potential indicators of compromise (IOCs) and security incidents Collaborate with incident response teams to escalate and investigate security incidents Participate in security incident response activities, including containment, eradication, and recovery Document incident response procedures and outcomes for post-incident analysis and improvement Contribute to the collection and analysis of threat intelligence data to identify emerging threats and trends Assist in integrating threat intelligence feeds into security operations processes for proactive threat hunting Contribute to the tuning and configuration of security tools to improve detection accuracy and reduce false positives 🤩 We’d love to hear from you if… You are excited to experience working in information security, and have drive and passion to learn through an internship experience You are currently pursuing a Bachelor's degree in Information Security, Cybersecurity, Computer Science, or a related field You are currently completing your second year at University, you should be completing your final year after the placement years have concluded You have an understanding of information security principles, practices, and technologies You have a strong interest in security operations, incident response, and threat detection methodologies You have an analytical mindset with the ability to analyse and interpret data effectively You are confident in communicating, in writing and verbally You’re excited to experience opportunities in a wide range of security roles You have some familiarity with security tools such as Security Information and Event Management (SIEM), Intrusion Detection / Prevention Systems (IDS/IPS), and Endpoint Detection and Response (EDR) solutions is desirable Please note you must hold the right to work in the UK through the full duration of this placement. 🙌 What’s in it for you Starting September 2026 💰£30,600 annual gross salary 📍This role can be based in our London office, or we are open to remote working across the UK with adhoc meetings in London ⏰ We offer flexible full-time working hours and trust you to work enough hours to do your job well, and at times that suit you and your team 💻 Top-spec Macbook to use over the course of your time with us 🧠 Knowledge-sharing sessions with your squad and wider discipline 👯 Team and company wide socials / events 🍝 Lunch on Monzo twice a week from a range of street food vendors 🌈 The application journey has 4 key steps Our application process involves four main stages: Submit your application with the short questions answered Short call with the recruiter Initial call with one of the team 2 hours of technical and behavioural interviews The closing date for applications is February 6th 2026, but we encourage you to apply as soon as possible as we will be extending offers on a rolling basis. We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. Please also use that email to let us know if there's anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason. Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 Read Less
  • Remote Senior Machine Learning Scientist, Borrowing  

    - Tyne and Wear
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London/Cardiff/UK Remote | 💰 £86,000-105,000 + Benefits | Hear from the team ✨ About us: At Monzo we want to make money work for everyone. We care deeply about our 15+ million customers. Through magically simple products and actionable insights, we put our customers in control of their finance. Our products are different by design, and reliable at our core. Our range of borrowing products are critical to Monzo’s mission. Not only do they serve important needs of our customers, they are also a key revenue driver to support Monzo keep delivering great products and experience. We have seen stellar growth and deep engagement with millions of borrowers, supported by effective and efficient credit risk management. Our product portfolios are still expanding fast, from personal to business credit, and markets beyond UK. We are looking for bright, passionate and creative individuals to further accelerate our growth. About the role The mission of Borrowing ML Scientists is to improve the customer and business outcomes through better automated decisioning, using Machine Learning and Statistical modelling. We have a primary focus in credit risk modelling, with our expertise also applied to predict and optimise utilisation, pricing, collection and marketing. You will be working alongside a team of very experienced and highly efficient ML Scientists, with well established toolings for the fully lifecycle of ML models. Each of you owns multiple ML applications end-to-end, from experiment design and data curation, to deployment and monitoring. You will be empowered to innovate in the data, methodologies and toolings, so we can build better models easier and faster. You will have exposure to all Borrowing products and applications, with autonomy to decide what are the most impactful topics to work on, and how to deliver them. You will work closely with our Credit Strategy Managers, Model Validation Analysts, Backend Engineers, and Product Managers, to fit your model development into the product roadmap. You are also empowered to think big about the business, market and customers, to influence our product and credit strategy beyond just the world of models. Our technology stack We rely heavily on the following tools and technologies (although we do not expect applicants to have prior experience of all them): Google Cloud Platform for all of our analytics usages BigQuery SQL and dbt for our data modelling and warehousing PyData stack for model development and offline deployment Google Vertex AI platform for cloud computing AWS for backend infrastructure Python for ML model microservices Go lang for most other microservices AI toolings for productivity (an evolving list) Google suites including access to Gemini ChatGPT enterprise Claude code 🤩 You should apply if: You are result oriented and motivated by the impact on our customers and business You enjoy a high degree of autonomy and thrive in a fast-paced environment You are keen to grow your knowledge in both business and technology 📌 You must have: Excellent SQL and Python skills with good understanding of best practices in software engineering and data engineering In-depth knowledge of statistical and machine learning models: gradient boosted trees, logistic regression, neural networks, survival analysis, etc Solid knowledge of statistics: hypothesis testing, confidence intervals, bootstrap Experience of end-to-end model development and maintenance of ML models used for business critical automated decisioning, in a consumer facing industry Great attention to details while keeping an eye on the big picture Excellent communication skills to articulate complex problems Capability to build mutual respect and trust with people of different background Nice to have: Experience in UK/EU retail lending businesses for personal/business customers Experience of ML model governance in a regulated industry Experience in leverage modern day AI tools for productivity The Interview Process: Our interview process involves: 30’ Recruiter Call 45’ Initial Call 60’ ML technical skill interview 60’ Behavioural interview All interviews will be conducted through Google Meet. Our average process takes around 3-4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on tech-hiring@monzo.com What’s in it for you: 💰 £86,000 to £105,000 ➕ plus stock options all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚 Learning budget of £1,000 a year for books, training courses and conferences ➕ And much more, see our full list of benefits here #LI-DC2 #LI-Remote Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 Read Less
  • Remote Workforce Management, Governance Manager - 12 Month FTC  

    - Renfrewshire
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ 📍 London, Cardiff or Remote in the UK | 💰 £40,400 - £51,050 + Benefits | Hear from the team 🚀 Our Workforce Management Team: The Workforce Management team is essential to the success of our Customer Operations. We are responsible for ensuring we have the right people in the right place at the right time to support our customers. Our Change all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ And much more, see our full list of benefits here Please note we will only close this role once we have enough applications for the next stages. Please submit your application asap to avoid any disappointment. We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here. #LI-REMOTE #LI-JI Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 Read Less
  • Remote Senior User Research Manager, International Expansion  

    - Leicester
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts , accounts for 16-17 year olds , a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save , invest and combine their pensions with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ Hear from our UK team about what it's like working at Monzo ✨ London or UK Remote | 💰£125,000-£155,000 (dependent on experience) + Stock Options + Benefits | Hear from the team ✨ ⭐Our User Research team.. Our mission is to make money work for everyone. Our research team is pivotal in helping us achieve that mission. Our research team at Monzo is currently made up of around 20 User Researchers, who spend most of their time embedded in multi-discipline teams focusing on different areas, like Wealth products, Borrowing products or Operations. We also have a small research leadership team, and a research operations lead who makes sure we're set up to do our jobs and have the space to innovate safely. The team User Research team is led by Katherine Vaughan who is Director of User Research. Our discipline lives in the Design team at Monzo, along with Product Design and Brand Design. Design is lead by our Chief Design Officer, Vuokko Aro. Find out more about how we work on the Monzo Design blog . What you’ll be working on: Managing a team of user researchers focusing on expanding into new markets Driving our approach to new markets by applying first-principles thinking while making use of existing knowledge and localisation tools Keeping stakeholders across Monzo informed about the specific needs of consumers and businesses as we expand and making sure action is taken as a result Increasing visibility of key research insights Working in partnership with the Director of Research to make sure everyone in the research team is working on the highest impact areas, and individuals have autonomy to make those decisions where possible. Understanding your direct reports well, so you can place them where they fit, for impact, growth and happiness. Developing sustainable ways of nurturing all talent within the Research team. Leading forums that allow the whole research team to feed into decisions and shape the team. Working with Research Operations and the Research Director to scale team systems and processes as we grow. Continually raising the standard of research through timely feedback, and improved processes and rituals. Hiring brilliant, diverse User Researchers, and ensuring a smooth onboarding process for them. Making sure the team has an active presence in the external community and is appealing to a diverse set of researchers. Your day-to-day Work within a critical business area to develop and deliver a product strategy, including building a deep understanding of customer needs and market opportunities, and how we’ll differentiate ourselves and grow. Providing support for direct reports, through clear development goals, timely updates and feedback, and regular 1:1s. Collaborate with and influence key stakeholders across the organisation, including the wider product teams, company leadership, marketing, compliance, legal, regulatory affairs and more to get alignment and support for the strategy. Work closely with design, product, marketing data and engineering leadership in your areas to set the right conditions for the teams to do their best work and problem solve our key customer needs. Shaping development practices, like progression frameworks, across the wider team. Taking an active role in our Design Leadership team. Continually educating everyone at Monzo, including senior stakeholders, on what research can and can’t be used for. You should apply if: You have experience working as a User Researcher Manager in a high growth product or technology organisation You have experience expanding products into new countries, leading user research for expansion efforts You have experience and a deep understanding of the types of decisions and methods to take when tailoring products for local markets You enjoy bringing momentum to projects, unblocking progress and focusing on achieving the most exciting outcomes (not the fanciest outputs) You care about the quality of the product that sits in our users’ hands, and the overall experience they have with Monzo You’ve worked collaboratively with other disciplines like Data, Product and Design You’re an experienced coach, mentor and leader of seasoned User Researchers You’re happiest when the people in your teams feel supported, are growing, and can work effectively You have an approachable and supportive leadership style when you’re needed, but you also empower direct reports to work autonomously You have experience teaching and coaching non-researchers about research You have demonstrable experience making decisions that promote diversity and inclusion You have experience making use of marketing insights, quantitative user research, product data and a range of other insights for better decision making Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you! 🙌What’s in it for you 💰£125,000-£155,000 ➕ share options ➕ benefits ✈️ We’ll help you relocate to the UK. ✅ We can sponsor your visa. 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 📚£1,000 learning budget each year to use on books, training courses and conferences. 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! Read our full list of benefits The Interview Process: Our interview process involves 3 main stages: Recruiter call (30 minutes) Research Leadership Read Less

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