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Monzo
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  • Monzo is seeking a Director of Product Design to lead design across Pa... Read More
    Monzo is seeking a Director of Product Design to lead design across Payments, partnering with Product and Engineering to shape strategy and drive execution. You will lead and grow a team of designers, elevating design thinking, collaboration, and craft. As a senior leader, you will set design vision, define priorities, align with Monzo's goals, and champion design across the organisation. This role offers relocation to the UK, visa sponsorship, and flexible hybrid working within the UK. #J-18808-Ljbffr Read Less
  • Director of Product Design, Payments  

    - Cardiff
    We’re a team of 115+ Product Designers, User Researchers, and Brand De... Read More
    We’re a team of 115+ Product Designers, User Researchers, and Brand Designers led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design is the largest discipline within the design organisation, with designers working in tight‑knit squads alongside researchers, product managers, and engineers to solve real customer problems at scale. We design for the “magic moments.” We’ve built a bank that feels deeply human, not just functional, shaping how millions of people experience money every day. Our product is our personality. We combine research, empathy, and craft to turn everyday interactions into memorable experiences. Now, we’re entering our next phase of growth and looking for exceptional design leaders to help define not only Monzo’s future, but the future of banking itself. There’s significant opportunity to shape the product, influence the organisation, and leave a lasting mark on millions of customers. About the role We’re looking for a Director of Product Design to lead design across Payments, one of Monzo’s most important and fast‑evolving multi‑market business areas. You’ll partner closely with senior leaders across Product and Engineering to shape strategy, set direction, and drive exceptional execution across your area. You’ll play a key role in influencing the direction of both the product and the broader customer experience. You’ll lead and grow a team of Product Designers, helping them do the best work of their careers while strengthening design thinking, collaboration, and craft across Monzo. As a senior leader within the Design organisation, you’ll raise the quality bar and expand design’s impact, influence, and effectiveness across Monzo. Setting the strategic direction and design vision for your area, inspiring teams to think bigger and bolder, whilst aligning with Monzo goals and mission. Partnering with the leadership team for your area to define priorities, shape roadmaps, and turn strategy into impactful execution. Building and nurturing a high‑performing design team - investing in their growth, wellbeing, and long‑term success. Maintaining an exceptional quality bar across all design work through clear feedback and coaching, helping designers and teams consistently deliver best‑in‑class experiences. Creating an environment where feedback is open, craft is celebrated, and design quality continues to evolve across the organisation. Acting as a champion for design at Monzo, influencing how design thinking shapes our products and culture. We’d love to hear from you if... You’ve led design strategy and vision across complex product areas, helping teams navigate ambiguity and deliver meaningful customer and business impact. You’re comfortable operating at multiple altitudes, from defining long‑term direction to driving high‑quality execution. You build strong partnerships across Product, Engineering, Research and Commercial, and know how to influence senior stakeholders through clarity, insight, and craft. You have a strong point of view on product design and consistently raise the bar for quality, systems thinking, and customer experience. You’ve built and led high‑performing design teams, creating environments where people can grow, do exceptional work, and have meaningful impact. You know how to scale design influence across an organisation, shaping product direction, ways of working, and culture beyond your immediate team. You’re energised by Monzo’s mission to make money work for everyone, and excited to help shape the next generation of payments experiences through thoughtful, magical and innovative design. What’s in it for you We’ll help you relocate to the UK We can sponsor your visa This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) Flexible working hours and trust‑based work culture £1,000 annual learning budget for books, training, and conferences Full remote setup support, including equipment and workspace essentials This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here . Identity survey Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It’ll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is: #J-18808-Ljbffr Read Less
  • Director of Product Design, Payments  

    - Greater London
    We’re a team of 115+ Product Designers, User Researchers, and Brand De... Read More
    We’re a team of 115+ Product Designers, User Researchers, and Brand Designers led by Chief Design Officer Vuokko Aro. We’re on a mission to make money work for everyone. Product Design is the largest discipline within the design organisation, with designers working in tight‑knit squads alongside researchers, product managers, and engineers to solve real customer problems at scale. We design for the “magic moments.” We’ve built a bank that feels deeply human, not just functional, shaping how millions of people experience money every day. Our product is our personality. We combine research, empathy, and craft to turn everyday interactions into memorable experiences. Now, we’re entering our next phase of growth and looking for exceptional design leaders to help define not only Monzo’s future, but the future of banking itself. There’s significant opportunity to shape the product, influence the organisation, and leave a lasting mark on millions of customers. About the role We’re looking for a Director of Product Design to lead design across Payments, one of Monzo’s most important and fast‑evolving multi‑market business areas. You’ll partner closely with senior leaders across Product and Engineering to shape strategy, set direction, and drive exceptional execution across your area. You’ll play a key role in influencing the direction of both the product and the broader customer experience. You’ll lead and grow a team of Product Designers, helping them do the best work of their careers while strengthening design thinking, collaboration, and craft across Monzo. As a senior leader within the Design organisation, you’ll raise the quality bar and expand design’s impact, influence, and effectiveness across Monzo. Setting the strategic direction and design vision for your area, inspiring teams to think bigger and bolder, whilst aligning with Monzo goals and mission. Partnering with the leadership team for your area to define priorities, shape roadmaps, and turn strategy into impactful execution. Building and nurturing a high‑performing design team - investing in their growth, wellbeing, and long‑term success. Maintaining an exceptional quality bar across all design work through clear feedback and coaching, helping designers and teams consistently deliver best‑in‑class experiences. Creating an environment where feedback is open, craft is celebrated, and design quality continues to evolve across the organisation. Acting as a champion for design at Monzo, influencing how design thinking shapes our products and culture. We’d love to hear from you if... You’ve led design strategy and vision across complex product areas, helping teams navigate ambiguity and deliver meaningful customer and business impact. You’re comfortable operating at multiple altitudes, from defining long‑term direction to driving high‑quality execution. You build strong partnerships across Product, Engineering, Research and Commercial, and know how to influence senior stakeholders through clarity, insight, and craft. You have a strong point of view on product design and consistently raise the bar for quality, systems thinking, and customer experience. You’ve built and led high‑performing design teams, creating environments where people can grow, do exceptional work, and have meaningful impact. You know how to scale design influence across an organisation, shaping product direction, ways of working, and culture beyond your immediate team. You’re energised by Monzo’s mission to make money work for everyone, and excited to help shape the next generation of payments experiences through thoughtful, magical and innovative design. What’s in it for you We’ll help you relocate to the UK We can sponsor your visa This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London) Flexible working hours and trust‑based work culture £1,000 annual learning budget for books, training, and conferences Full remote setup support, including equipment and workspace essentials This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here . Identity survey Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It’ll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is: #J-18808-Ljbffr Read Less
  • Payments Design Director - Lead Strategy & Teams (Remote)  

    - Greater London
    Monzo is seeking a Director of Product Design to lead design across Pa... Read More
    Monzo is seeking a Director of Product Design to lead design across Payments, partnering with Product and Engineering to shape strategy and drive execution. You will lead and grow a team of designers, elevating design thinking, collaboration, and craft. As a senior leader, you will set design vision, define priorities, align with Monzo's goals, and champion design across the organisation. This role offers relocation to the UK, visa sponsorship, and flexible hybrid working within the UK. #J-18808-Ljbffr Read Less
  • Product Director (Flex, Borrowing)  

    - Greater London
    🚀 We’re on a mission to make money work for everyone. We’re waving goo... Read More
    🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍 London / UK | Salary dependent on experience + Stock Options + Benefits Flex is one of Monzo’s fastest-growing and most commercially significant products. Four years ago, we reinvented the credit card experience—building something simpler, more transparent, and genuinely useful. Today, over a million customers use Flex. We’re looking for a Product Director to lead Flex into its next phase of growth. This is a high-impact, deeply commercial role at the intersection of product and credit. You’ll define how we scale borrowing responsibly, expand into new segments, and continue building products customers genuinely love. You’ll work closely with Engineering, Credit, Data, Design, and senior leadership to identify new opportunities, optimise performance across complex segments, and deliver at pace. What you’ll be working on… Set the strategy for Flex Set direction for one of Monzo’s most important revenue-driving products Identify and unlock new commercial opportunities across customer segments Navigate complex trade-offs between growth, risk, and customer outcomes Drive commercial performance Work closely with Credit teams to shape propositions across multiple risk segments and cohorts Interrogate performance deeply — from unit economics to long-term profitability curves Identify and drive new commercial opportunities Champion the customer Ensure Flex remains rooted in strong customer outcomes, not just revenue Push for simple, transparent, and delightful experiences Advocate for customer experience alongside commercial outcomes Build and lead a high-performing team Manage and develop a team of Product Managers Deliver multiple high-impact initiatives through your direct reports Raise the bar on product thinking and foster a culture of high standard and high velocity Commercial Thinking Strong commercial instinct — you think in terms of trade-offs, economics, and outcomes Comfortable operating in complex environments (e.g. multiple segments and cohorts with different commercials) Able to engage deeply with Credit and Data partners Experience in lending, credit cards, or adjacent borrowing products Consumer Focus You start with the customer never lose track of their needs You’re willing to challenge revenue-driven decisions when they conflict with good customer outcomes You have strong product taste and care deeply about experience quality Proven ability to deliver in fast-paced environments with multiple workstreams Comfortable going deep in the detail while leading through others Strong cross-functional leadership across technical, credit, and governance stakeholders What’s in it for you: 💰Base salary dependent upon experience + Stock Options + Benefits ✈️ We can help you relocate to the UK ✅ We can sponsor visas 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚Learning budget of £1,000 a year for books, training courses and conferences ➕And much more, see our full list of benefits here Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 #J-18808-Ljbffr Read Less
  • Monzo is seeking an experienced Head of Accounting Policy to establish... Read More
    Monzo is seeking an experienced Head of Accounting Policy to establish and lead our technical policy function across Group, UK, and EU entities. The role sits at the finance-operations junction, advising on proposals, leading policy fora, and guiding the wider team while delivering high-quality external reporting. The ideal candidate is a fully qualified accountant with 5+ years in accounting policy or technical accounting, preferably with banking experience. #J-18808-Ljbffr Read Less
  • Head of Accounting Policy  

    - Cardiff
    Job Overview Monzo is looking for an experienced and ambitious profess... Read More
    Job Overview Monzo is looking for an experienced and ambitious professional for a newly created, high impact Head of Accounting Policy role. This role is designed to establish and lead our technical accounting policy function for our Group, UK and EU regulated entities. Rooted in the banking sector, the successful candidate will sit at the intersection of finance and commercial growth. You will act as the primary technical interface for the business, assessing new commercial proposals, leading technical accounting fora, and strategically triaging work across the wider finance team to utilise the existing technical capability of the team as well as lead in developing those skills further. This is a key role with real impact, working closely with the Group Financial Controller, UK and EU CFOs to deliver high quality external reporting, technical accounting and advisory in support of our fast growing, tech driven bank. We’re looking for someone with significant experience in an accounting policy, technical accounting role, ideally from a banking background. You’ll thrive in a fast paced, ever evolving environment and have a hands on, delivery focused mindset, supporting Monzo’s mission to make money work for everyone. You’ll play a key role by Providing expert advice on complex accounting issues such as revenue recognition, leasing and financial instruments, and documenting conclusions in technical memos. Developing and maintaining global accounting policies, ensuring consistency across the organisation and compliance with updated standards (IFRS). Leading projects for the adoption of new accounting standards. Partnering with commercial and product teams to evaluate the accounting implications of new products, lending propositions and complex transactions prior to launch. Managing the intake of technical queries, strategically triaging and delegating project components to utilise existing and develop the technical skills within the wider finance team. Establishing, coordinating, and chairing an internal technical accounting forum to debate, align, and secure sign-off on areas of accounting estimates and judgments, as well as new policy and standards. Acting as the dedicated technical accounting partner to the business, translating complex technical standards into actionable business advice. Leading the technical dialogue with external auditors, authoring robust accounting papers to justify and defend the Monzo’s reported positions. Building and maintaining effective working relationships with internal stakeholders, external auditors and advisors. We’d love to hear from you if Experience – Fully qualified accountant (ACA, ACCA or CPA) with 5+ years of experience in accounting policy, technical accounting or Big 4 accounting advisory. Technical Skills – Strong, hands on knowledge of IFRS particularly in specialised areas such as IFRS 9. Banking Background (preferred) – Proven track record within a banking institution or a Big 4 banking or financial services advisory practice. Collaborative Leadership – Demonstrated experience in managing workloads across a team, utilising external skill sets rather than working in a silo. Stakeholder Management – Ability to facilitate technical debate and drive alignment among senior leaders and cross‑functional teams. Communication – Strong capability to communicate technical standards into clear, professional and practical guidance for non finance stakeholders. Resource Optimisation – Sharp prioritisation and organisational skills to effectively triage proposals and maximise the existing capabilities of the wider team, while also developing those skills further. Adaptability and resilience – Demonstrable ability to be resilient and flexible in a fast paced, tech led and agile environment. What’s in it for you Salary £106,300 – £125,000 plus incentive awards tied to your performance. Location – This role can be based in our London office or distributed working within the UK with ad hoc meetings in London. Flexible working hours – Work enough hours to do your job well, and at times that suit you and your team. Learning budget £1,000 each year to use on books, training courses and conferences. Work from home support – Employees are given Macbooks, and fully remote workers receive extra support for their home office set‑up. Equal Opportunity Statement Diversity and inclusion are a priority for us and we’re making sure we have plenty of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. We are an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We do not need full or birth names at the application stage. #J-18808-Ljbffr Read Less
  • Monzo is seeking an experienced Head of Accounting Policy to establish... Read More
    Monzo is seeking an experienced Head of Accounting Policy to establish and lead our technical accounting policy function for Group, UK and EU entities. You will translate complex IFRS into actionable business guidance and advise on new product proposals and complex transactions. You will chair the internal technical accounting forum, engage with external auditors, and partner with finance leaders to ensure consistency and robust external reporting. #J-18808-Ljbffr Read Less

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