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Lloyds Banking Group
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  • Head of Business Management  

    - Edinburgh
    Description JOB TITLE: Head of Business ManagementSALARY: £104,992-£12... Read More
    Description JOB TITLE: Head of Business ManagementSALARY: £104,992-£123,520LOCATION: Edinburgh, LeedsWORKING PATTERN: Hybrid, 40% (or two days) in the Edinburgh or Leeds office.About this opportunity: We are seeking an exceptional, visionary leader to join us as Head of Business Management – a pivotal role at the heart of our technology transformation. In this high-impact role, you will have a unique opportunity to shape the future of our business, drive operational excellence, and deliver insights that influence decisions at the highest levels.You will lead a high-performing team to deliver actionable insights and drive performance across a significant technology portfolio. This includes responsibility for fulfilling business plans for a significant functional business area through effective team management. You will also be responsible for developing and delivering change management plans and for achieving outcomes that support the organisation’s overall strategy.Reporting directly into the Chief Information Officer with functional teams across the UK and India. You will support executive and board-level reporting and presentations, and act as a central liaison for Technology Platform Leaders, supporting in resource management, board reporting, financial management, and portfolio management.You will take responsibility for developing and delivering an approach to strategic planning, developing strategic solutions to long-term business needs by anticipating complex issues, challenges and opportunities.You will represent the CIO at Group governance forums and working groups, collaborating across technical teams to shape and influence decisions, present strategic direction, and deliver insights that enable the CIO to run an efficient function. The role also involves supporting the Executive with SMF accountabilities and regulatory requirements (FCA and PRA) and mentoring multidisciplinary teams to foster organisational effectiveness and innovation.Here's where you’ll make a differenceManage relationships with strategic internal customers such as our Finance, People, Risk, COO partners. You will act as their business partner and represent the CIO in various forums.Takes responsibility to formally grow capabilities within a significant functional area of the business, whilst also thinking of continuous improvement of processes and governance; whilst personally investing in the growth of own and others' capabilities elsewhere in the organisation through mentoring and other informal methods.Takes responsibility for developing and delivering change management plans and achieving outcomes that support the organisation's overall strategy.Takes responsibility for fulfilling business plans for a significant functional business area by effectively leading a team.Engages with senior Technology Platform Leaders to understand long-term strategic challenges and on-going management of Platform performance.Takes responsibility for supporting the CIO IP&I organisational strategy by delivering operational workforce plans across the UK and India.Provides integrated long-term solutions and strategies for CIO IP&I, e.g., to fulfil IP&I Board Metrics and other KPIs.Takes responsibility for developing and delivering an approach to strategic planning for a key part of the organisation.About usWe’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.What you’ll need Senior leader experienced in managing multi-disciplinary teams, with the ability to manage and influence senior stakeholders at MD/Exec level.Strong background in regulatory compliance, with in-depth knowledge of FCA and PRA regulations.Excellent stakeholder management and communication skills, including experience influencing and partnering with C-suite level executives, and cross functional teams across Technology, Finance, Risk, People, and Operations; to understand and solve long-term strategic challenges.Proven financial and commercial acumen, with ability to connect technology initiatives to business outcomes and shape sustainable strategies across large organisations.Strong data literacy and storytelling, with experience in translating complex data into strategic business decisions, championing innovation, and continuous improvement.Ability to develop and deliver change management plans and achieve outcomes that support the organisation’s overall strategy.Ability to thrive in a fast-paced environment, with openness to emerging technologies and new ways of working.Strategic thinker, able to translate complex data into compelling narratives for diverse audiences.About working for usOur focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.We want our people to feel that they belong and can be their best, regardless of background, identity or culture.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.And it’s why we especially welcome applications from under-represented groups.We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.We also offer a wide-ranging benefits package, which includes: A generous pension contribution of up to 15%An annual bonus award, subject to Group performanceShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping30 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesWant to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Description JOB TITLE: Director, Infrastructure & Real Estate Coverage... Read More
    Description JOB TITLE: Director, Infrastructure & Real Estate Coverage - Financial Sponsors
    LOCATION: London
    HOURS: Full time
    WORKING PATTERN: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, in the office.About this opportunityWe have a fantastic opportunity for a Director, Infrastructure and Real Estate Coverage to join our Financial Sponsors (FS) team based in London. FS is a market-leading private markets franchise which operates in a growing global marketOur team is responsible for managing the Bank’s relationships with some of the world’s leading private market fund managers and the funds they manage. These managers operate across private equity (including direct LBO, fund of funds and secondaries), private debt, private infrastructure, and private real estate asset classes. Clients are headquartered in the UK and internationally and invest in real world operating businesses and projects.Key accountabilities:Leading the client coverage strategy for Infrastructure & Real Estate Sponsors for the Bank.Comprehensive relationship coverage to originate and deliver the full Lloyds product suite to Infrastructure & Real Estate clients including debt, risk management and cash solutionsDeliver financial targets, including revenue growth, OOI and profitability.Lead the strategic dialogue both internally and externally in line with strategic plan to drive new business with existing & new clients.Leverage internal and external networks to develop a pipeline of new business opportunitiesDevelop a strong working relationship with Risk and maintain strong risk discipline in managing client relationships to deliver sound and profitable business.Why Lloyds Banking Group?We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.What we need from you?In-depth experience working with financial sponsors with proven experience in Infrastructure and/or Real Estate, coupled with an extensive client and external network within this spaceStrategic thinker with track record developing & delivering on strategic plans to drive growthExcellent product knowledge and experience working in a multi-product role.Specialist sector & credit knowledge with a passion for delivering excellent client experiences whilst identifying ways to grow income, balance sheet and market share.Excellent communication and customer management skills, with the ability to influence and collaborate effectively across different teams and hierarchies.Strong risk management and analytical skills are crucial.About working for usOur focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups.We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual bonus award, subject to Group performanceShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping30 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesWant to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey!This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks

    As a certified colleague your details will be published on the FCA’s Financial Services Register

    This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook

    The Person(“P”) performs the client-dealing FCA certification function for a firm if:(1)P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2)those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.

    If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Description Duration: 3 years Salary: £26,500 + fantastic benefits Loc... Read More
    Description Duration: 3 years 
    Salary: £26,500 + fantastic benefits 
    Location: Bristol Harbourside 
    Start: Early September 2026 
    Qualification: Level 6 Financial Services Professional with Kaplan + Chartered Banker Institute (CBI) Diploma & Professional Banking Certificate

    Come in. Show us what you’re made of 
    At Lloyds Banking Group, we help businesses of every shape and size grow, thrive and prosper. From green finance to commercial lending, we’re supporting the UK economy at every level.As a Commercial & Business Banking apprentice, you’ll build client relationships, learn how banking really works, and earn industry-recognised qualifications - all while getting paid.Three years. Endless possibilities.This apprenticeship gives you the chance to study with Kaplan and CBI while gaining experience across different banking roles.You’ll cover topics like:Professionalism & ethicsCommercial lendingGreen & sustainable financeLegal & regulatory frameworks
    And you’ll do work that really matters, from managing client portfolios to analysing performance and supporting financial queries.The work you could be doing spans a wide range of exciting areas within banking. You might be managing portfolios of banking clients, working as a Securities Settlements Analyst, supporting strategic planning and system migrations, or exploring innovative product areas such as sustainable finance and commercial cards.Your skills toolkit
    You’ll master:Banking and financial services fundamentalsRelationship managementRisk and regulatory knowledgeData analysis and reportingSupport in your cornerBlended learning: classroom + on-the-job trainingTime for your developmentA mentor, a manager and a buddywho’ve been there beforeA network of colleagues who’ll cheer you on (and help you grow)Your future. Fully fundedBy the end of the programme, you’ll have your salary and qualifications fully covered, including a fully funded Level 6 Financial Services Professional apprenticeship. You’ll also acquire the CBI Diploma and Professional Banking Certificate, diverse banking exposure, and adaptable skills that can take you anywhere in the financial services industry.Requirements 
    What you need to applyYou’ll need to be at least 18 years old on 1st September 2026GCSEs at grade 4 – 9 in both in Maths and English - Obtained3 A Levels at grade BCC - These grades can be predicted, but any offer made to you will be conditional upon successful achievement of these qualificationsImportant information An additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to three years.Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable. LocationThis apprenticeship is based in Bristol, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period. If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations. About working for us 
    Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.SalaryYou will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping22 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesThe closing date to apply for this opportunity is 10th December 2025Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you,please apply nowand see where an apprenticeship with us can take you!If you have any queries regarding the recruitment process, please email and a member of our team will be happy to help.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Senior Infrastructure Engineer  

    - Leeds
    Description JOB TITLE: Senior Infrastructure EngineerSALARY: £70,929–£... Read More
    Description JOB TITLE: Senior Infrastructure Engineer
    SALARY: £70,929–£78,810 per year
    LOCATIONS: Edinburgh or Leeds
    HOURS: Full-time – 35 hours per week
    WORKING PATTERN: Hybrid – around 40% (or two days) in one of our office locations
     About this opportunity:Are you an infrastructure engineer looking for your next role? We’ve got a great opportunity in our Chief Security Office!To effectively safeguard our organisations data and ensure compliance with regulatory standards, it is crucial to integrate infrastructure expertise into the Data Loss Management (DLM) function. An Infrastructure Engineer brings critical capabilities that will improve the organisation’s ability to proactively detect, prevent, and respond to data loss incidents. The Senior Infrastructure Engineer will work without the need for supervision and own and advise the tasks of more junior engineers. They will focus on Platform or Lab level objectives and may lead a sub-set of their team’s technical products.What you'll do:You’ll design and implement automated workflows for data classification, incident response, and alerting – reducing manual effort and boosting speed! You’ll build and maintain CI/CD pipelines using tools like GitLab and Harness, and leverage Infrastructure as Code (IaC) with Terraform for consistency and reliability. With scripting skills in PowerShell, Python, or Bash, you’ll create custom tools to detect anomalies, enforce encryption, and integrate DLP tools with SIEM or ticketing systems. Plus, you’ll deploy and test DLP policies across endpoints, servers, and cloud environments, ensuring scalability and performance optimisation. When incidents happen, you’ll dive in to trace data flows, analyse logs, and restore systems fast!What we’re looking for:Strong automation and scripting skillsExperience with CI/CD pipelines and IaC (Terraform)Knowledge of system architecture and policy deploymentAbility to integrate DLP tools across infrastructure layersA proactive attitude for incident response and scalabilityNice to have:Experience with DLP/DSPM technologies, SIEM, cloud security, and APIs. A transformation approach is a big plus – we’re building for the future!Working with usWe’re proud to be building a workplace where everyone feels they belong. Embracing diversity in all its forms, we are dedicated to encouraging an environment where growing is possible for everyone.We’ve led the way with initiatives like setting diversity goals for senior roles, launching a menopause health package, and supporting colleagues through our Working with Cancer programme.We’re also a Disability Confident employer—if you need any adjustments during the recruitment process, just let us know.We offer a great range of benefits, including:Up to 15% employer pension contributionAnnual bonus (based on Group performance)Share schemes, including free sharesFlexible benefits to suit your lifestyle30 days’ holiday plus bank holidaysWellbeing support and generous parental leaveIf this sounds like the kind of team you’d like to be part of, we’d love to hear from you!At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Intermediary Technology Account Manager  

    - Leeds
    Description JOB TITLE: Intermediary Technology Account ManagerSALARY:... Read More
    Description JOB TITLE: Intermediary Technology Account ManagerSALARY: The salary banding for this role in London is £72,702 - £80,780 for Outside of London it’s £61,344 - £68,160LOCATION: London, Birmingham, Edinburgh, Halifax, Leeds or Newport, HOURS: 35 hours, full timeWORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. About this opportunity We’re seeking a ground-breaking and problem-solving leader to join our Intermediary Mortgages team as an Intermediary Technology Account Manager. This pivotal role will build and deliver our technology engagement strategy, driving innovation, integration, and transformation across the mortgage ecosystem. The ideal candidate will be a dynamic communicator, a strategic individual, and a trusted partner to both internal customers, external fintech collaborators, and external suppliers. These companies include, Mortgage Brain, Twenty7tec, Smartr365.Working with the Head of Strategic and Technology Partnerships, you’ll lead the strategic interface between our mortgage business and the evolving technology landscape. You’ll champion digital transformation, unlock ecosystem value, and ensure our propositions remain at the forefront of industry innovation.What will I be doing?Drive Strategic Partnerships: Identify, negotiate, and lead high-impact technology partnerships that align with our API-first strategy and deliver measurable value. Support National Account Managers in partnership meetings with CTOs or external companies.Champion Innovation: Tap into market insights and thought leadership to compose the future of mortgage technology, including digital identity, AI, and open property data.Enable Seamless Integration: Collaborating closely with the Platform teams, build and implement scalable solutions that improve broker and customer journeys through effective technology adoption.Deliver Data-Driven Impact: Use data insights to inform decisions, optimise processes, and mitigate risk—such as building data lakes and re-engineering control frameworks.Lead Change and Communication: Develop and implement communication strategies that drive the adoption of new technologies.Shape the Ecosystem: Influence the industry by writing thought leadership articles, representing both Halifax Intermediaries and LBG at external panel events, Making It Easier events, participating in podcasts and creating Linked In posts to disseminate technology narrative to support digital transformation.Keep us compliant: Run the annual procuration fee governance process to meet our risk control requirements.Why Lloyds Banking GroupFrom building a truly sustainable business to creating a place where people love to work, we need colleagues who are up for the challenge of our bold ambitions. Who are excited to push boundaries and make change happen. Together, we can grow with purpose.What you’ll needStrategic Leadership: Proven ability in leading multi-functional initiatives and influence at senior levels, including writing compelling storytelling narratives to influence senior leaders.Technology Proficiency: Deep understanding of fintech, digital transformation, and integration strategies.Supplier and Collaborator Management: Outstanding relationship-building skills across internal teams, suppliers, and industry bodies, adhering to the Group Sourcing and Supply Chain framework, delivering the business requirements alongside the Supplier Manager team.Agile and Adaptive: Comfortable with ambiguity and rapid iteration, with a strong continuous improvement approach.Commercial Acumen: Experience negotiating contracts and delivering cost savings while aligning with strategic goals; understanding Group policy, Data Protection requirements, and Security Schedules.Risk and Governance Expertise: Solid background in supplier governance, control frameworks, and regulatory compliance.We’d be especially delighted if you have:Experience in the mortgage or financial services industry.A track record of delivering large-scale change programs.Public speaking or thought leadership experience in industry forums or media.Internals candidates only – Please contact Julia Walters if you’d like any more information about the role.Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.We want our people to feel that they belong and can be their best, regardless of background, identity or culture.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.And it’s why we especially welcome applications from underrepresented groups.We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us knowWe also offer a wide ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping30 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesWant to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Description Job title: Merchant Services Client Development AssociateL... Read More
    Description Job title: Merchant Services Client Development AssociateLocation: Leeds or BasildonSalary: £39,825 - £44,250Hours: Full timeWorking Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.Cardnet is Lloyds Banking Group’s card payment acceptance service. We help businesses to take payment by credit or debit card in person, online and when the cardholder is not present. Cardnet is a joint venture between Lloyds Banking Group and Fiserv. Fiserv are one of the world’s largest card processors.About this opportunity:We're looking for an Associate Director who would be responsible for new business acquisition, working leads from a variety of sources and completing deals over the telephone. There will be a sales delivery expectation through promoting the growing range of technology led solutions provided by Cardnet directly with business customers.In this role, no two weeks are the same. You'll use your self-motivation and determination to effectively schedule your own time to meet your varied commitments.You'll be conducting meetings with prospective clients you have identified from inbound lead fulfilment and proactive prospecting. Your business development skills will allow you to guide these customers from initial discussion, through to agreement and implementation.Maintaining a dynamic and active pipeline of new business opportunities is a critical requirement. Using your excellent judgement, you'll put the customer at the centre of all activities.What you’ll be doing:Using your sales know- how to proactively contact a mix of banked and non banked customer leads, to discuss their payments needs and delivering the correct solution to each client.In addition to this, using Business Development skill to create your own leads and opportunities.Cross selling to ensure the client has access to the full suite of merchant services products to meet their needs.Liaising with Credit Risk and AML to board clients- requiring attention to detail and Credit knowledge, including how to read company accounts.Follow a structured sales journey in a compliant manner to ensure fair customer outcomes.A drive for high energy and high levels of activity, spending the majority of your day speaking to clients on the telephone.Why Lloyds Banking GroupIf you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.What you’ll need:An outstanding client/ business development backgroundExisting merchant acquiring experience, with specialist knowledge of card acquiring, payments and data solutions.Ability to build and maintain partner relationships at all levelsAn exceptional communicator who can connect with clients on the phone and exceed their servicing expectations.The ability to execute sales with pace and accuracy.An outstanding client development and profit performance record with proven success in negotiating.Ability to execute cross sales opportunities to improve income streams.It would also be useful if you had:Any up to date knowledge of Industry related technical development.Knowledge of relevant third-party suppliers (e.g. technology) and partners.About working for us:Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups.We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonus.Share schemes including free shares.Benefits you can adapt to your lifestyle, such as discounted shopping.28 days’ holiday, with bank holidays on top.A range of wellbeing initiatives and generous parental leave policies.If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Description JOB TITLE: Customer SupportLOCATION(S): Cumbernauld. Worki... Read More
    Description JOB TITLE: Customer SupportLOCATION(S): Cumbernauld. Working across our Lloyds and Halifax branches within a reasonable distance. 
    HOURS: 35 hours a week, including SaturdaysWORKING PATTERN: Full-timeSALARY: £25,000 increasing to £25,750 after 6 months in role
    We operate a skill progression framework where you can increase your pay by developing new skills and taking on new activities, giving you the opportunity to earn £30,750 for our highest skill level.
    About this opportunityYou’ll begin your journey in one of our branches, providing face-to-face support to our customers. You’ll learn, grow and develop within an inclusive organisation with genuine values focussed on putting people first making a difference to Customers, businesses and communities.Over time, there will be opportunities to transition into a range of roles such as, helping customers over the phone from home, continuing to deliver outstanding service remotely. (we also connect via social media, web-chat and remote advice video calls)Grow Your Career with Our Skill Progression FrameworkAt Lloyds Banking Group, we don’t just offer jobs – we offer careers. We believe in building strong foundations, which is why we ask all new colleagues to spend a minimum of 12 months in a customer service role, mastering new skills, dealing with more complex customer needs, and earning valuable accreditations through our Skill Progression Framework. This helps you develop a deep understanding of our customers, our services, and the values that drive us.Once you’ve built that foundation, we’ll support you in exploring a wide range of career opportunities across the Group in more specialist areas including Digital, Operations, Fraud, and Financial Planning, as well as opportunities to move into leadership roles.About us
    From building a truly sustainable business to creating a place where people love to work, we need colleagues who are up for the challenge of our bold ambitions, who are excited to push boundaries and make change happen. Together, we can grow with purpose.What you’ll needCrucially, you're a people person – to be honest and genuine, caring about helping people with their finances (no previous financial services experience required)The ability to quickly build relationships to give customers a fantastic experience.The passion to put yourself in the customers' shoes, show empathy, acting with care and integrity – taking time to resolve queries and giving our customers confidence in the service you’re providing. The commitment to deliver on your promises and going above and beyond for your customer.A genuine teammate - collaborating closely with colleagues to ensure your customers' needs are met.If located in in one of our hybrid locations, you will need to meet our Homeworking criteria, for example, a quiet, private room at home, stable internet connection.About working for usOur focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. 
     We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.
     And it’s why we especially welcome applications from under-represented groups.
     We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
     
     We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusPrivate medical benefit with BUPAShare schemesBenefits you can adapt to your lifestyle, such as discounted shopping22 days’ holiday (increases over time), with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesSalaries are reviewed annually on 1 April as part of our annual pay review 
    Ready for a career where you can have a positive impact as you learn, grow and thrive? 
     
    Apply today and find out more.  (Please note our roles can generate a considerable amount of interest and close early so don't miss out on this opportunity to apply today.)At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • People Professional (HR) Apprentice (Leeds)  

    - Leeds
    Description Duration: 2 years Salary: £26,500 Location: Leeds Start: E... Read More
    Description Duration: 2 years 
    Salary: £26,500 
    Location: Leeds 
    Start: Early September 2026 
    Qualifications: Study for a level 5 People Professional qualification

    Be one of our people peopleHR is the team that makes us tick. Making make sure everyone here has what they need to thrive, grow and Help Britain Prosper. As an HR apprentice, you’ll be in a permanent role from day one - learning on the job, shaping the colleague experience, and studying for your level 5 People Professional qualification. Learning? Paid for. Costs? Covered.Two years. HR from every angle You’llspend your first year in one HR area, then switch it up in year two to see another side of the profession - all while staying in your home hub. Here’s a taste of the things you’ll learn and what you’ll get up to: Reward - helping design how we recognise and reward our people. Talent - finding and growing the best people for every role. Learning - creating opportunities for colleagues to develop. Organisational Change - making big transformations happen. HR Partnering - working with leaders to shape people strategy. Wherever you land, you’ll get CV boosting projects, real responsibility and a chance to make an actual difference to the working lives of thousands. Less theory. More doing Forget endless case studies. You’ll be hands on from the start.
    Helping to design training programmes. Supporting transformation projects that impact the whole business. Partnering with teams to improve how we work. It’s your chance to: See how HR really works in a major organisation. Get involved in transformational projects you don’t see in most corporate jobs. Build transferable skills that will set you up for whatever’s next. Your future, fully supported While you’re making an impact, you’ll also be working towards your CIPD level 5 People Professional qualification. You’ll have: A dedicated line manager invested in your learning. A supportive apprentice community who gets what it’s like to be new. Opportunities to network across the whole HR division (and beyond). By the end, you won’t just know HR - you’ll be ready to shape it. You’ll have the skills, confidence and qualifications to take your career anywhere. And you’ll have helped make Lloyds Banking Group an even better place to work. RequirementsWhat you’ll need to applyYou’ll need to be at least 18 years old on 1st September 2026GCSEs at grade 4 – 9 in both Maths and English - Obtained3 A Levels at grade CCC -These grades can be predicted, but any offer made to you will be conditional upon successful achievement of these qualificationsImportant informationAn additional requirement for the apprenticeship position is that you must currently possess a valid Right to Work in the UK. Your visa end date must extend beyond the duration of the apprenticeship programme, which will last up to two years.Due to Home Office requirements regarding Skilled Workers, we’re unable to accept applications for visa sponsorship for our apprenticeship roles as the proposed salary for the role does not meet the minimum threshold – if this situation applies to you, please consider looking for other vacancies which may be more suitable. LocationThis apprenticeship is based in Leeds, and you will be expected to work from your primary office throughout the programme. While our hybrid working policy requires office attendance at least two days per week (40% for full-time colleagues), apprentices are expected to be in the office most days during the initial settling-in period.If your commute exceeds 1.5 hours, we strongly recommend relocating closer to the office to ensure consistent attendance in line with contractual and hybrid working expectations.About working for us 
    Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.SalaryYou will join us on a fixed apprenticeship salary. Upon successful completion of the apprenticeship, you will be re-graded, with your pay range consistent with the job family for your business area.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping22 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesThe closing date to apply for this opportunity is 10th December 2025Our roles generate a lot of interest and occasionally we need close for applications earlier than originally advertised. If you think working with us could be right for you,please apply nowand see where an apprenticeship with us can take you!If you have any queries regarding the recruitment process, please email and a member of our team will be happy to help.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Director, Real Estate Coverage  

    - Birmingham
    Description Job Title: Director, Real Estate CoverageLocation: Birming... Read More
    Description Job Title: Director, Real Estate CoverageLocation: BirminghamSalary: Competitive packageHours: Full timeWorking Pattern: Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our Birmingham office / out with clients.About This Opportunity:We’re committed to using our scale, capabilities and partnerships to help shape the Real Estate communities of tomorrow, and we’re looking for a high impact, customer focused Director to help lead a Midlands Regional based Real Estate Team. This strategic role blends relationship management, including origination, with line management of support colleagues and aligning to Lloyds Banking Group’s ambitions for the sector, balancing growth, risk and profitability.As Director, you’ll play a key role in developing ideas and solutions for clients by supporting the built environment including decarbonisation, investment, development and broader client needs. You’ll drive client led origination and growth, nurture key relationships and champion the One Lloyds franchise in market. It’s a chance to sharpen your marketing and relationship skills while balancing risk, profitability and capital efficiency.This is an SMCR-certified role; applicants will be required to complete the necessary training and achieve accreditation.What you’ll be doing:Client Relationship & Credit Stewardship: Lead Real Estate client relationships and credit oversight, identifying growth opportunities through deep client insight.Business Development & Market Engagement: A proven track record of winning and growing relationships. Drive growth through research, account planning, and representing LBG at industry events across London and the South.Collaborative Product Delivery: Partner with our Structuring, Asset Management, and product teams to deliver standout solutions, ensuring risks are managed and governance upheld.Operational Excellence & Submission Quality: Maintain accurate Sales and Risk systems, and produce clear, high-quality credit and pricing submissions.Team Leadership & Strategic Support: As one of the Senior directors in the team, provide senior leadership, support performance and development, and contribute to broader RE&H goals.ESG & Regulatory Compliance: Guide clients on ESG and Net Zero strategies while ensuring compliance with MIFID, Financial Promotions, and FCA standards.Why Lloyds Banking Group:We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group an excellent place for everyone. Including you.What you’ll need:Leadership in Financial Services: Confirmed experience in managing people, ideally within Corporate and Institutional Banking.Senior-Level Client Relationship Skills: Ability to build and strengthen relationships at C-Suite level across FTSE-listed and large privately owned businesses.Real Estate Market Insight: Strong understanding of the UK Real Estate sector, including market trends, legislation, and government influence.Strategic & Credit Expertise: Analytical problem solver with credit assessment skills and a track record of delivering successful business strategies.Influential Communicator & Collaborator: Excellent communication and customer leadership skills, with the ability to influence and work effectively across teams.Regulatory & ESG Awareness: Familiarity with MIFID, Financial Promotions, and FCA standards, and a passion for helping clients progress toward Net Zero.About working for us:Our ambition is to be the top tier UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop.We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping30 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesReady for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks

    As a certified colleague your details will be published on the FCA’s Financial Services Register

    This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook

    The Person(“P”) performs the client-dealing FCA certification function for a firm if:(1)P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2)those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.

    If you manage certified colleagues this role will be identified as Manager of certification employees under SYSC 27.8.13R as defined in the FCA Handbook(1) The function of managing or supervising a certification employee, directly or indirectly, is an FCA-specified significant-harm function.(2) A function in (1) is not an FCA certification function for that firm if it is performed by an SMF manager of that firm.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less
  • Description What makes this opportunity outstandingLloyds Banking Grou... Read More
    Description What makes this opportunity outstandingLloyds Banking Group leads the financial industry by integrating automation and AI into its operations. The Principal Software Engineer (Agentic & Automation) role offers the chance to drive world-class innovation and transformation. This position plays a key role in crafting the future of automation strategies and AI adoption, ensuring the organization maintains a competitive edge.What you’ll be doingDrive the technical implementation for automation and Agentic orchestration, aligning with Group priorities and influencing senior collaborators.Lead and encourage a team of engineers, setting clear objectives, encouraging a culture of innovation and continuous improvement.Drive end-to-end delivery of complex automation solutions, ensuring governance, scalability, and security.Build the roadmap for agentic AI adoption, finding opportunities for enterprise-wide impact.Represent the function at senior leadership forums, influencing decisions and advocating for modernisation.Establish and maintain engineering standards and guidelines across the automation community.Act as a trusted advisor to business leaders on automation strategy, risk management, and new technologies.Mentor and coach technical specialists, building capability and succession within the team.Champion multi-functional collaboration, ensuring alignment between technology, operations, and business units.Essential skills and experienceProven experience in technical leadership roles, with accountability for strategy and delivery in complex environments.Strong software engineering background, with expertise in Python and cloud platforms (GCP preferred).Strong knowledge of contemporary engineering methods throughout the Software Development Lifecycle that deliver applications quickly while maintaining efficiency, quality, and security.Demonstrated ability to influence senior collaborators and communicate technical concepts to non-technical audiences.Experience leading high-performing teams, including mentoring and developing talent.Deep understanding of automation frameworks, AI orchestration, and enterprise architecture principles.Ability to operate effectively in ambiguous, fast-paced environments, balancing strategic priorities with operational delivery.About working for usWe’re committed to building an inclusive organisation that reflects modern society. We encourage applications from all backgrounds and offer support through reasonable adjustments if needed.We also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle30 days’ holiday, plus bank holidaysWellbeing initiatives and generous parental leave policiesAt Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference. Read Less

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