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Lendable
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  • Credit & Commercial Manager  

    - Greater London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleWe’re looking for an analytically-minded Credit & Commercial Manager to lead our commercial & pricing strategy in our motor finance team, Autolend. We’re building high performing portfolios, with bold growth targets and a commitment to responsible lending.We are looking for someone who loves using strong analytics to drive smarter decisions, optimise performance, while delivering strong portfolio returns.Initially you will be an individual contributor role with the opportunity to build and lead a team as we grow. You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.You'll join a collaborative, ambitious organisation with minimal bureaucracy where ideas matter more than hierarchy with your work directly shaping strategic decisions, enhancing our portfolio performance.What You’ll Do:Own and optimise our pricing strategy, deciding how much we lend and at what rates to deliver sustainable growth.Enhance our customer journey, improving conversion and performance through both data insights and qualitative feedback.Define and evolve a multi-channel commercial strategy that balances business growth with responsible lending.Discover insights from datasets using Python and SQL to uncover opportunities and optimise our strategyStay ahead of competitors by monitoring trends, and acquisition channels and adapting quickly.Collaborate cross-functionally with product, engineering, data, and external partners to improve funnel performanceMeasure impact — track results, learn fast, and refine strategies to maximise both customer value and business performance.What you'll need to succeedDaily coding experience, with proficiency in both Python and SQL ideallyExperience in credit risk or commercial strategy roles, ideally within consumer lending or Motor FinanceStrategic and analytical thinking, with the ability to turn complex data into clear, actionable insightsDrive to deliver results, aligning with both commercial and customer needs.Curious and collaborative approach and a willingness to challenge your own assumptionsExperience working in marketing / growth roles is a plus, but not required!Interview ProcessAn initial phone conversation with a member of our team.Interviews including a practical case study and team conversations.A final discussion with a member of our executive leadership (C-suite).Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentGrowth & Analytics Read Less
  • Performance Marketer  

    - Greater London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingWe’re entering a once-in-a-company moment: a major step-change in our D2C marketing investment, a full rebrand of the company and product under the Zable brand, and a marketing function being built out at pace under a newly-appointed CMO. This is one of the most exciting marketing builds in UK fintech right now, with the financial strength, customer base, and product depth to back it up.We’re looking for a Creative Designer to join our growing creative pod and produce best-in-class campaign work across Zable. You’ll have significant scope to shape how the brand looks and feels in the market — from rebrand applications through to large-scale campaigns.What we're looking for:Essential:4+ years as a creative or brand designer, ideally for a consumer brand or in a top creative agencyA portfolio that shows strong typographic, layout and conceptual thinking — not just template executionExperience designing for performance / growth marketing. Confident across paid social, performance marketing, campaigns, socialStrong attention to detail and ability to maintain brand consistency at scaleComfortable working from briefs and turning rough ideas into shippable conceptsDemonstrable use of AI tools in your design workflowDesirable:Motion and video skills (After Effects, Figma motion, modern AI motion tools)Experience contributing to a rebrand or new brand launchFamiliarity with creative testing frameworksYou’re a good fit if you’reFocused on growth — your goal is to produce creative work that helps customers solve real world problems, you obsess over how to scale growth metrics through creative optimisation and scaleVersatile — you can move between brand purity and performance pragmatismCollaborative — you give and take feedback wellSelf-motivated — you take a brief and run with itCurious about AI and how it changes designWhat you'll be doingProduction & Iteration:Scale creative output across paid channelsProduce variations to support creative testing and learningIterate based on performance data and team feedbackBrand Stewardship:Maintain visual consistency across all marketing materialsOwn creative QA on assets before launch — regulatory text, formats, exportsBuild and maintain templates, design systems and asset librariesCollaboration & AI:Work closely with the Head of Creative, growth, and product design teamsUse AI tools to increase the speed and quality of your workContribute ideas to creative direction and experimentationLife at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less
  • Senior Product Manager - UK Cards  

    - Greater London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleWe’re looking for a Product Manager to help shape and grow the UK Cards product.This is not a traditional PM role focused on roadmap management, stakeholder coordination or writing tickets. We are looking for someone who thinks like an owner and operates like a builder.You should be someone who naturally questions how things work, challenges assumptions and looks for practical ways to improve the product.You will work closely with engineering, operations, data, finance and commercial teams to identify problems, validate opportunities and drive execution across the Cards business. The role combines product thinking, experimentation, problem solving and AI tooling.If you are excited by fintech, lending and building products in a fast moving environment, this role offers significant ownership and impact.What you'll be doingThis role will cover a broad range of work across the UK Cards product.Driving product and growth initiativesYou will identify opportunities to improve customer experience, engagement, conversion and business performance.Examples include:Designing and running experiments across acquisition, onboarding, engagement and retentionImproving customer journeys, product features and servicing experiencesUsing data and customer insights to prioritise product opportunitiesDefining MVPs and validating ideas before committing engineering resourcesWorking closely with engineering teams to deliver high impact improvementsBuilding operational leverage and AI-enabled workflowsWe want someone who actively looks for smarter and more scalable ways to work.Examples include:Improving internal tooling and operational workflowsDriving adoption of AI tools across the team (Claude, Cursor and other emerging tooling)Supporting development of AI-powered customer support and servicingAutomating manual operational processes where possibleHelping teams make faster and better decisions through better workflowsOwning cross functional problem solvingThe role requires operating across product, operations, finance, capital markets and customer servicing.Examples include:Identifying operational bottlenecks and driving improvementsCoordinating complex initiatives across multiple teamsTranslating ambiguous business problems into impactful plansBalancing customer outcomes with commercial and operational constraintsA core part of the role is continuously challenging how things are done today and helping the organisation operate in simpler, faster and more effective ways.Who this role is forThis role is designed for someone who wants significant ownership and enjoys solving hard problems in fast moving environments.Typical profile4+ years of experience in product, strategy, consulting, analytics or startup environmentsExperience owning products or growth initiativesStrong interest in fintech, lending and technologyComfortable working across both strategy and executionCurious about AI and how new tools can improve product developmentInterested in building and scaling products with real business impactYou should be someone whoThinks from first principles rather than accepting how things currently workChallenges assumptions and asks high quality questionsEnjoys solving ambiguous and messy problemsUses data confidently to make decisionsMoves quickly and tests ideas pragmaticallyIs highly ownership and execution focusedCan operate independently with broad directionCommunicates clearly across technical and non technical teamsIs comfortable switching between product, operational and commercial contextsWhy this role is interestingYou will get exposure to:How consumer lending and credit cards work in practiceBuilding and scaling one of the UK’s most successful fintech productsProduct-led growth and experimentationAI tooling and automation inside a real product organisationThe operational and commercial side of running a fintech businessCross functional decision making across product, finance, operations and riskYou will work closely with senior members of the Cards team and have the opportunity to own meaningful, business critical initiatives with significant autonomy.Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less
  • Financial Crime QA Analyst  

    - Greater London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleReporting to the Financial Crime Risk Assurance Lead within the Risk Team, you will play a critical role in providing independent oversight of the investigations conducted by the Financial Crime Operations Team. You will identify any trends or emerging concerns found within the quality assessments you complete, clearly articulating and presenting your findings.This role requires an ability to learn quickly and to adapt to a fast-paced environment where financial crime risks are constantly evolving.This role can be based out of our Chatham or London office.Your team’s objectivesThe objective of the second line Financial Crime Function is to provide independent oversight, guidance, and challenge to ensure that the firm effectively manages financial crime risks, such as money laundering and terrorist financing. Its primary role is to ensure that appropriate risk management processes are in place and functioning as intended, while also ensuring compliance with relevant regulations.The team maintains strong working relationships across almost all areas of the firm and collaborates effectively to achieve its goals. Our positive relationship with the first line Financial Crime Team is of the utmost importance for the culture of our function.What you’ll be doingMonitoring the first line Financial Crime Team’s performance, providing clear and detailed feedback in an easily digestible and actionable wayReviewing cases from a range of different workstreams such as; PEPs & Sanctions screening, Transaction Monitoring, Suspicious Activity Reports (SARs) and Ongoing Monitoring of High-Risk customersIdentifying, analysing, and documenting issues and highlighting possible resolutionsTaking ownership of your workload and ensuring that reviews are performed in a timely manner to provide valuable feedback before any further errors are madeAssist in maintaining and enhancing Financial Crime QA procedures, ensuring continuous quality improvement and alignment with regulatory standardsConduct control testing on third party tools such as AI solutions to ensure they are working within intent of the firmPresenting data in a consumable format to colleagues of all levels.What we’re looking for2+ years of experience in a Financial Crime role (preferably in financial services/fintech)Previous QA experience is desirable but not essentialYou are able to work well as part of a team; decisive, goal-oriented, proactiveYou have experience in task/process-based evaluationYou are organised and with exceptional attention to detailCompliance experience ensuring company policies & procedures adhere to regulatory frameworks, e.g. FCA guidelines, JMLSG, Money Laundering Regulations (desired but not essential).Interview processScreening stage: 15 minute remote cognitive exercise30 minute Interview with the Talent PartnerA short exercise to complete at home with a 3 day deadline Final remote interview45 minute: discuss the exercise you completed with the Hiring Manager15 minute: with a key stakeholderLife at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentCentral Read Less
  • Lead Python Engineer  

    - Greater London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleWe’re looking for a Lead Python Engineer to join our Data Team, where you’ll play a pivotal role in shaping the systems and data infrastructure that power our US products.In this role you’ll balance hands-on engineering with team leadership — owning the technical direction of your squad, mentoring a small team of 1–2 engineers, and still getting deep into the code yourself. You’ll design and build robust data pipelines, APIs and services that drive real decisions across the business, all while keeping quality and scalability at the forefront.You’ll be a key voice in architectural discussions, helping to define how we build and evolve our data platform as we scale into the US market. No two days look the same here.We’re building something great, and we’re looking for the right people to grow with us. If that sounds like you, we can’t wait to hear from you.Our Tech StackOur stack is built on Python and FastAPI, deployed via Docker and Kubernetes on AWS, with ArgoCD handling our continuous delivery pipeline.What we’re looking forInterest in leading or mentoring a small team of engineers, with the ability to balance hands-on delivery with team developmentDeep, modern Python expertise; you write clean, idiomatic, well-tested code and hold others to the same standardSolid understanding of FastAPI or a comparable modern Python web frameworkStrong automated testing skills across unit, integration, and functional levelsExperience working with cloud infrastructure, ideally AWS, and comfortable with Docker and KubernetesAbility to drive technical decisions and communicate clearly with both engineers and non-technical stakeholdersExperience in a cross-functional or data-focused engineering environment is a strong plusInterview processA quick phone call with one of the teamA short coding exercise to complete in your own timeTechnical Video Interview for 60 mins – meet the team you’ll work with dailyCulture interview for 30 minsFinal InterviewLife at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentGrowth & Analytics Read Less
  • Senior AI Quality Engineer  

    - London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingWe're hiring two Senior Quality Engineers to set up a Quality Engineering department at Lendable alongside a new Head of Quality.At Lendable we already have a number of profitable, award winning credit products. They have a good automated quality story. However, as our customer base has grown into the millions we need to keep evolving to keep the quality bar high. Advances in AI engineering also have enabled us to ship faster, but we need to ensure we are not regressing on our quality metrics.This is an automation-first role. You'll spend most of your time writing code - AI Agents, test frameworks, CI tooling, helpers. You won't be executing tests by hand. You'll work cross-functionally with software engineers, product and design. Quality is a team-level responsibility and your job is to work with teams to enable them to improve their quality processes by hands-on collaboration.You'll also be working at the frontier of AI-assisted quality, using LLMs and AI tooling to speed up test authoring, triage failures, and surface coverage gaps, while applying the engineering judgement to keep tests trustworthy.What you'll be doingEnable teams to keep the quality bar highRotating around different product teams for short periods to level up qualityDefine and evolve the pragmatic test pyramid for our products - deciding where E2E is worth the weight and where testing belongs in faster layers (unit and component tests)Make deliberate calls about coverage, reliability, and speed trade-offs across our productsDevise and set up performance benchmarks to ensure critical parts of our systems don't regressBring AI testing into the SDLCSpeed up our SDLC by building agents that exploratory test changes and catch issues before they get to productionUse AI tools day-to-day to accelerate test authoring, cluster failures, surface coverage insights, and propose fixesDecide where AI adds leverage and where a human eye is needed. A test suite that looks comprehensive but isn't trustworthy is worse than a smaller one we rely onBuild reliable E2E automationDiscover gaps in testing and help teams build comprehensive suitesGet test environments and data fixtures to a level where they are easy to use and reliableDrive flakiness down and time-to-diagnosis down. We treat a flaky test the same way we treat a broken test, and we expect root-cause work rather than retry-until-greenPrevent defects, not just catch themPartner with product and engineering on shift-left quality: join specs early, push back on ambiguous acceptance criteria, and surface risk before code is writtenClose the loop on production issues using our observability stack (Datadog, Sentry, Grafana) - tying test coverage back to real customer impactEnsure teams have Service Level Objectives set up and are achieving themRun targeted exploratory testing on high-risk releases when it's the right callWhat we're looking forEssential5+ years in quality engineering or test automation, with a track record of keeping automated suites stable rather than letting them rot into a graveyard of quarantined testsExperience working in a scaled engineering environment with multiple teams pulling in different directions and priorities, and know how to navigate that to drive quality improvements across themHands-on coding experience of writing test code, frameworks, CI pipelines and other helper scripts. You know what a good test codebase looks like and you constantly improve itAPI and contract testing experience, with a point of view on test data and environment strategyHave set up and used Service Level Objectives to define a contract of system reliability with stakeholders, and driven measurable improvements against themNative AI-assisted working style. You can describe projects where AI meaningfully changed how you worked - test authoring, failure triage, coverage analysis - and where you decided it wasn't the right toolCoaching other disciplines in quality. You evangelise quality practices and get others on board to solve quality problems togetherExperience shaping CI/CD pipelines for test reliability (GitHub Actions or similar), including flakiness reduction, parallelisation, artefact management, and runtime controlProactive, low-ego, and clear communicator, able to chase things down when blockedAble to operate independently and drive improvements end-to-end (frameworks, CI, test data, reporting)Can point to 3-4 projects where you moved the needle on quality - for example improving SLO coverage or reducing incident rate - and can speak to the measurable impact of eachNice to haveHave worked with an incident management process to root cause issues with engineers and devise meaningful quality improvements as a resultExperience in PHP, Kotlin or TypescriptExperience in financial services (retail or institutional) or other regulated environmentsOur tech stackFrontend: TypeScript, React, React NativeBackend: PHP (Symfony), Kotlin, AWS, Postgres, RabbitMQ, Docker, KubernetesTesting: PHPUnit, Behat, JUnit, Kotest, Jest, Maestro, K6Tooling and observability: GitHub, GitHub Actions, Jira, Confluence, Datadog, Sentry, GrafanaWhy join?See your work matter: Our products are used by millions of customers - the quality bar you help set has a direct line to customer trust and company revenueHigh impact: You'll decide where and how to engage across teams to move quality forward, working hands-on rather than through process layersWork at the frontier of AI: AI tooling for quality is moving fast. You'll be one of the people deciding how we apply it - what's useful, what isn't, and where to keep humans in the loopAn organisation that ships: No layers, no theatre, fast decisionsInterview processQuick call with a Recruiter15 minute cognitive testHiring manager interview (30 minutes)Technical interview (60 minutes)Culture interview (60 minutes)Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less
  • Senior Quality Engineer - AI  

    - London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingWe're hiring two Senior Quality Engineers to set up a Quality Engineering department at Lendable alongside a new Head of Quality.At Lendable we already have a number of profitable, award winning credit products. They have a good automated quality story. However, as our customer base has grown into the millions we need to keep evolving to keep the quality bar high. Advances in AI engineering also have enabled us to ship faster, but we need to ensure we are not regressing on our quality metrics.This is an automation-first role. You'll spend most of your time writing code - AI Agents, test frameworks, CI tooling, helpers. You won't be executing tests by hand. You'll work cross-functionally with software engineers, product and design. Quality is a team-level responsibility and your job is to work with teams to enable them to improve their quality processes by hands-on collaboration.You'll also be working at the frontier of AI-assisted quality, using LLMs and AI tooling to speed up test authoring, triage failures, and surface coverage gaps, while applying the engineering judgement to keep tests trustworthy.What you'll be doingEnable teams to keep the quality bar highRotating around different product teams for short periods to level up qualityDefine and evolve the pragmatic test pyramid for our products - deciding where E2E is worth the weight and where testing belongs in faster layers (unit and component tests)Make deliberate calls about coverage, reliability, and speed trade-offs across our productsDevise and set up performance benchmarks to ensure critical parts of our systems don't regressBring AI testing into the SDLCSpeed up our SDLC by building agents that exploratory test changes and catch issues before they get to productionUse AI tools day-to-day to accelerate test authoring, cluster failures, surface coverage insights, and propose fixesDecide where AI adds leverage and where a human eye is needed. A test suite that looks comprehensive but isn't trustworthy is worse than a smaller one we rely onBuild reliable E2E automationDiscover gaps in testing and help teams build comprehensive suitesGet test environments and data fixtures to a level where they are easy to use and reliableDrive flakiness down and time-to-diagnosis down. We treat a flaky test the same way we treat a broken test, and we expect root-cause work rather than retry-until-greenPrevent defects, not just catch themPartner with product and engineering on shift-left quality: join specs early, push back on ambiguous acceptance criteria, and surface risk before code is writtenClose the loop on production issues using our observability stack (Datadog, Sentry, Grafana) - tying test coverage back to real customer impactEnsure teams have Service Level Objectives set up and are achieving themRun targeted exploratory testing on high-risk releases when it's the right callWhat we're looking forEssential5+ years in quality engineering or test automation, with a track record of keeping automated suites stable rather than letting them rot into a graveyard of quarantined testsExperience working in a scaled engineering environment with multiple teams pulling in different directions and priorities, and know how to navigate that to drive quality improvements across themHands-on coding experience of writing test code, frameworks, CI pipelines and other helper scripts. You know what a good test codebase looks like and you constantly improve itAPI and contract testing experience, with a point of view on test data and environment strategyHave set up and used Service Level Objectives to define a contract of system reliability with stakeholders, and driven measurable improvements against themNative AI-assisted working style. You can describe projects where AI meaningfully changed how you worked - test authoring, failure triage, coverage analysis - and where you decided it wasn't the right toolCoaching other disciplines in quality. You evangelise quality practices and get others on board to solve quality problems togetherExperience shaping CI/CD pipelines for test reliability (GitHub Actions or similar), including flakiness reduction, parallelisation, artefact management, and runtime controlProactive, low-ego, and clear communicator, able to chase things down when blockedAble to operate independently and drive improvements end-to-end (frameworks, CI, test data, reporting)Can point to 3-4 projects where you moved the needle on quality - for example improving SLO coverage or reducing incident rate - and can speak to the measurable impact of eachNice to haveHave worked with an incident management process to root cause issues with engineers and devise meaningful quality improvements as a resultExperience in PHP, Kotlin or TypescriptExperience in financial services (retail or institutional) or other regulated environmentsOur tech stackFrontend: TypeScript, React, React NativeBackend: PHP (Symfony), Kotlin, AWS, Postgres, RabbitMQ, Docker, KubernetesTesting: PHPUnit, Behat, JUnit, Kotest, Jest, Maestro, K6Tooling and observability: GitHub, GitHub Actions, Jira, Confluence, Datadog, Sentry, GrafanaWhy join?See your work matter: Our products are used by millions of customers - the quality bar you help set has a direct line to customer trust and company revenueHigh impact: You'll decide where and how to engage across teams to move quality forward, working hands-on rather than through process layersWork at the frontier of AI: AI tooling for quality is moving fast. You'll be one of the people deciding how we apply it - what's useful, what isn't, and where to keep humans in the loopAn organisation that ships: No layers, no theatre, fast decisionsInterview processQuick call with a Recruiter15 minute cognitive testHiring manager interview (30 minutes)Technical interview (60 minutes)Culture interview (60 minutes)Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less
  • Product Manager - UK Cards  

    - London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleWe’re looking for a Product Manager to help shape and grow the UK Cards product.This is not a traditional PM role focused on roadmap management, stakeholder coordination or writing tickets. We are looking for someone who thinks like an owner and operates like a builder.You should be someone who naturally questions how things work, challenges assumptions and looks for practical ways to improve the product.You will work closely with engineering, operations, data, finance and commercial teams to identify problems, validate opportunities and drive execution across the Cards business. The role combines product thinking, experimentation, problem solving and AI tooling.If you are excited by fintech, lending and building products in a fast moving environment, this role offers significant ownership and impact.What you'll be doingThis role will cover a broad range of work across the UK Cards product.Driving product and growth initiativesYou will identify opportunities to improve customer experience, engagement, conversion and business performance.Examples include:Designing and running experiments across acquisition, onboarding, engagement and retentionImproving customer journeys, product features and servicing experiencesUsing data and customer insights to prioritise product opportunitiesDefining MVPs and validating ideas before committing engineering resourcesWorking closely with engineering teams to deliver high impact improvementsBuilding operational leverage and AI-enabled workflowsWe want someone who actively looks for smarter and more scalable ways to work.Examples include:Improving internal tooling and operational workflowsDriving adoption of AI tools across the team (Claude, Cursor and other emerging tooling)Supporting development of AI-powered customer support and servicingAutomating manual operational processes where possibleHelping teams make faster and better decisions through better workflowsOwning cross functional problem solvingThe role requires operating across product, operations, finance, capital markets and customer servicing.Examples include:Identifying operational bottlenecks and driving improvementsCoordinating complex initiatives across multiple teamsTranslating ambiguous business problems into impactful plansBalancing customer outcomes with commercial and operational constraintsA core part of the role is continuously challenging how things are done today and helping the organisation operate in simpler, faster and more effective ways.Who this role is forThis role is designed for someone who wants significant ownership and enjoys solving hard problems in fast moving environments.Typical profile4+ years of experience in product, strategy, consulting, analytics or startup environmentsExperience owning products or growth initiativesStrong interest in fintech, lending and technologyComfortable working across both strategy and executionCurious about AI and how new tools can improve product developmentInterested in building and scaling products with real business impactYou should be someone whoThinks from first principles rather than accepting how things currently workChallenges assumptions and asks high quality questionsEnjoys solving ambiguous and messy problemsUses data confidently to make decisionsMoves quickly and tests ideas pragmaticallyIs highly ownership and execution focusedCan operate independently with broad directionCommunicates clearly across technical and non technical teamsIs comfortable switching between product, operational and commercial contextsWhy this role is interestingYou will get exposure to:How consumer lending and credit cards work in practiceBuilding and scaling one of the UK’s most successful fintech productsProduct-led growth and experimentationAI tooling and automation inside a real product organisationThe operational and commercial side of running a fintech businessCross functional decision making across product, finance, operations and riskYou will work closely with senior members of the Cards team and have the opportunity to own meaningful, business critical initiatives with significant autonomy.Life at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less
  • Senior Kotlin Engineer  

    - London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleAs we continue to build upon the diversity of our team we are thrilled to have the opportunity to bring on board a Senior Kotlin engineer to a newly forming pod. This is an opportunity to bring new experience, perspective and capabilities to our design discussions, helping shape our approach to delivering elegant solutions to complex engineering challenges as we continue to grow. This is the team that put the Tech in FinTech, our current tech team is around 80 strong and have helped transform finance by building a next-generation lending platform, a next-gen credit card, and auto-finance product, and they’re at it again with brand new product launches this year.We're looking for an engineer with a depth of knowledge and recent hands-on Kotlin experience that enables them to not only deliver elegant, idiomatic solutions in Kotlin but also to contribute new knowledge and experience to our frequent collaborative design forums with stakeholders from every area of the business.There’s a lot to do, from building and integrating new API’s to help build out our new collections function to creating new internal tools and supporting our expansion of new products and supporting services in the US.We believe that software engineering is more than just code - it’s about people. We believe that the best teams are made of great people. That fundamentally great software engineering is about alignment, sharing what we know and being nice to each other. When we put all this together we make software engineering better by continually improving our capabilities as a team and making our working environment a happy and productive place.There is more to read about us and our Lendies in the engineering blog right here and if you’d like to check our reviews out on Glassdoor you can see these here.Our Tech StackBackendKotlin 1.7.20AWSGraphQL (it would be nice if you were familiar with this but it’s not a deal breaker)PostgresRabbitMQDockerKubernetesFrontendReact & React Native, TypeScript, MobX, Redux, Stylus and SASSOtherWe build our Kotlin projects using Gradle and GitHub Actions, deploying to production as soon as we finish a featureWe use JUnit Jupiter, Kotest and TestContainers for automated testingWhat technical skills you’ll need to haveStrong commercial Kotlin experienceAn ability to write simple, clean codeExperience and understanding of databases; relational databases are a must, NoSql would be nice tooBe able to quickly understand complex, financial business domainsUnderstand different software architectures rapidlyUnderstands abstraction and interpolationAble to write comprehensive, automated tests at all levels of the pyramidUnderstanding of the Kanban agile methodology; not a deal breaker if you don’tWhat kind of person you’ll need to beSomeone who can get along with others and build relationshipsSomeone who wants to continually learn, improve and collaborateSomeone who can solve problems on their own but also knows when to go to their peers for helpSomeone who is a rational thinker and is aware of the ‘why’ behind the way they do thingsSomeone who is a pragmatist who can sensibly weigh the tradeoffs between code quality and deliveryInterview processA 30 minute introductory call with one of our engineersA short coding exercise to complete in your own timeOnsite or Video Interview lasting 60-90 minutes, comprising of:Introduction of the team and kind of work you could be doing dailyDiscussion around the coding exercise you completedInteractive architecture/design exerciseTech project walkthroughCultural/behavioural questions to see if you’d be a good fit for LendableQuestions you may have about the company, role, etcCheck out our blogWe also have an engineering blog where we have written in more detail how we work in the engineering team.Life at LendableThe opportunity to scale up one of the world’s most successful fintech companiesBest-in-class compensation including equityYou can work from home every Monday and Friday if you wish - on the other days we all come together IRL to be together, build and exchange ideasOur in-house chef prepares fresh, healthy lunch in the office every Tuesday-ThursdayEncouraged and sponsored personal and team growth through our training budget, 10% time for all engineers and active guildsLife at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less
  • Senior Kotlin/JVM Engineer  

    - London
    About LendableLendable is on a mission to build the world's best techn... Read More
    About LendableLendable is on a mission to build the world's best technology to help people get credit and save money.We're building one of the world’s leading fintech companies and are off to a strong start:One of the UK’s newest unicorns with a team of just over 700 peopleAmong the fastest-growing tech companies in the UKProfitable since 2017Backed by top investors including Balderton Capital and Goldman SachsLoved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.Join us if you want toTake ownership across a broad remit. You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1Work in small teams of exceptional people, who are relentlessly resourceful to solve problems and find smarter solutions than the status quoBuild the best technology in-house, using new data sources, machine learning and AI to make machines do the heavy liftingAbout the roleAs we continue to build upon the diversity of our team we are thrilled to have the opportunity to bring on board a Senior Kotlin/JVM Engineer. This is an opportunity to bring new experience, perspective and capabilities to our design discussions, helping shape our approach to delivering elegant solutions to complex engineering challenges as we continue to grow. This is the team that put the Tech in FinTech, our current tech team is around 80 strong and have helped transform finance by building a next-generation lending platform, a next-gen credit card, and auto-finance product, a Superapp and they’re at it again with brand new product launches this year.We're looking for an engineer with a depth of knowledge and recent hands-on Kotlin experience or JVM based engineering experience that enables them to not only deliver elegant, idiomatic solutions in Kotlin or Java but also to contribute new knowledge and experience to our frequent collaborative design forums with stakeholders from every area of the business.There’s a lot to do; building and integrating new API’s, tuning our existing services as they scale, supporting our expansion of new products and supporting services in the US.We believe that software engineering is more than just code - it’s about people. We believe that the best teams are made of great people. That fundamentally great software engineering is about alignment, sharing what we know and being nice to each other. When we put all this together we make software engineering better by continually improving our capabilities as a team and making our working environment a happy and productive place.There is more to read about us and our Lendies in the engineering blog right here and if you’d like to check our reviews out on Glassdoor you can see these here.Our Tech StackBackendKotlin 1.7.20AWSGraphQL (it would be nice if you were familiar with this but it’s not a deal breaker)PostgresRabbitMQDockerKubernetesFrontendReact & React Native, TypeScript, MobX, Redux, Stylus and SASSOtherWe build our Kotlin projects using Gradle and GitHub Actions, deploying to production as soon as we finish a featureWe use JUnit Jupiter, Kotest and TestContainers for automated testingWhat we’re looking for technicallyStrong commercial Kotlin or JVM based engineering experience (willingness to work with Kotlin)An ability to write simple, clean codeExperience and understanding of databases; relational databases are a must, NoSql would be nice tooBe able to quickly understand complex, financial business domainsUnderstand different software architectures rapidlyUnderstands abstraction and interpolationAble to write comprehensive, automated tests at all levels of the pyramidUnderstanding of the Kanban agile methodology; not a deal breaker if you don’tWhat kind of person you’ll need to beSomeone who can get along with others and build relationshipsSomeone who wants to continually learn, improve and collaborateSomeone who can solve problems on their own but also knows when to go to their peers for helpSomeone who is a rational thinker and is aware of the ‘why’ behind the way they do thingsSomeone who is a pragmatist who can sensibly weigh the tradeoffs between code quality and deliveryLife at LendableWinning team: the opportunity to scale up one of the world’s most successful fintech companiesFlexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sitesSocials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office wallsHealth coverage: support for your physical and mental wellbeing, including private health coverRetirement & savings: long-term financial wellbeing through retirement savings plansEmployee referral programme: earn a competitive bonus when you refer successful new team membersOffice meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locationsSustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locationsPlease note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.Check out our blog!LocationLondonEmployment TypeFull timeLocation TypeHybridDepartmentEngineering & Product Read Less

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