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Capital On Tap
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  • C

    People Partner  

    Capital On Tap
    - London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð¡ðThis is a Hybrid role, working 2-3 days per week in our London office.What You’ll Be DoingWe’re looking for a proactive People Partner to join our team, supporting our high-performing Central Functions Teams in London. You’ll work closely with the Lead People Partner to deliver a great employee experience, championing our culture, values, and ways of working.Act as a trusted first point of contact for managers and employees, providing first-line support and strengthening managerial effectiveness.Support and coach managers through ER, helping them build confidence in handling cases effectively and autonomously. Use People data and insights to help identify and recommend proactive solutions to the People & Talent team and the wider business.Support the Lead People Partner on initiatives related to performance management, learning & development, wellbeing, and inclusion.Support the delivery of key people programs and cyclical processes. What We’re Looking ForPrevious experience as a People Partner, ideally in a fast-paced, environment and supporting Commercial and Central Functions (e.g. Finance, Compliance, Marketing and Growth).Excellent communication and relationship-building skills - calm under pressure and confident advising managers.Good understanding of UK employment law and HR policies. Experience in contributing to broader people initiatives such as performance management, engagement cycles and management training.Resilient, solutions-focused, and motivated to grow and develop within a supportive team.Diversity & Inclusion ðWe welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitality️ Access to a women's health platform via Hertilityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Interview ProcessFirst stage: 30 minute intro and values call with Talent PartnerSecond stage: Interview Lead People PartnerThird stage: Task and follow up interview, ideally in personFinal: Interview with COO and Values Interview, ideally in personOther InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now
  • C

    Associate Product Manager  

    Capital On Tap
    - London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð¡ðThis is a Hybrid role, 3 days a week in the London officeWhat You’ll Be DoingWe’re growing our Product team and are seeking an Associate Product Manager with a track record of hard work, customer obsession and delivering great outcomes.Delivering features and projects that drive customer and business impactCollaborating with senior stakeholders across the company to align on commercial and operational objectivesRunning a mission team of engineers with an eye on delivery and customer outcomes. Excelling at delivery. Getting the project over the line. Motivating those nearby to make hard things seem easyHelp Capital on Tap achieve long term strategic dominance in SME industryWe’re looking forThis role is for someone who’s ready to shoulder individual responsibility for end to end development and delivery of features that align with business and customer needs. This person needs to be highly driven and self-motivated and will be rewarded by having a direct impact on customer outcomes and by collaborating with senior stakeholders across our business. We require someone with2+ years of experience in product management or project managementStrong commercial intuition, entrepreneurial spirit and foundational gut instinctStrong organisational skills to thrive in chaos and remain calm among every day pressure of workload and delivery.Strong communication skills to keep people aligned and mission teams humming alongStrong interpersonal skills to make hard work rewarding, sustainable and nourishingThe ability to synthesise large amounts of information and distil a problem down to its essenceInterview Process ððFirst stage: 30 minute intro and values call with Talent Partner (Video call)ðSecond stage: 45 minute CV overview with Senior PM in relevant area (ln person)ðFinal stage: 45 minute interview with Head of Department (In person)Diversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitalityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now
  • C

    Business Development Manager  

    Capital On Tap
    - London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð London  | ð 3 days in-office after completion of 3-month trainingBusiness Development at Capital on Tap ðOur Sales team drives our growth, with hubs in Brighton, London, Manchester, and remote. You’ll join a team of 8–12 Business Development Managers reporting to a Sales Manager, focused on finding businesses that will thrive with our products. We’re known for a supportive, high‑energy culture, with uncapped commission and clear progression pathways.What you'll be doing ð️Own the full 360‑sales cycle from sourcing SMEs to early account management.Represent our credit card and close high‑impact deals.Build your pipeline by sourcing and qualifying new SME leads.Make 30–50 outbound calls daily to reach business owners and decision‑makers.Hit quarterly targets by converting new customers and driving early usage.Follow strong compliance standards and FCA regulations to protect customers.Our Values & Culture ðJust Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.We’re Looking For ðProven 360‑sales experience across prospecting and early account management.Strong outbound B2B prospecting and lead‑gen skills.Experience with high-volume cold-calling and outreach. High ownership, urgency, and accountability for targets.Ability to set and manage your own daily activity goals.Commitment to high standards and excellent customer service.Even if you don’t have all of the necessary skills, we still encourage you to apply.Interview Process ðFirst stage: 30 minute intro and values call with Talent Partner.Second stage: 60 minute case study interview at the office with our Sales Managers.ð What Can You Earn Here? Base: 30,000-40,000 | Uncapped commission structureYour earning potential here is real — and we can prove it. Most BDMs earn around 50k OTE in their first year. Top performing newbies have cleared 70k OTE in year one, and our top performers overall are consistently at 100k+ OTE. No cap. No ceiling. Just you and your effort. Oh, and the record for commission in a single quarter is 52k. Go beat it.Diversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitality️ Access to a women's health platform via Hertilityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now

  • Fraud Operations Team Leader  

    Capital On Tap
    - Cardiff
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð Cardiff | ð 3 days per week in officeFraud/Customer Operations ðOur Fraud Operations team keeps Capital on Tap - and its customers - one step ahead of fraudsters. From spotting application and vetting fraud to protecting customers from scams, this team's work has a direct, visible impact on a fast-growing fintech at scale.What You’ll Be Doing ð️Grow and develop a high-performing fraud operations team (circa 10 FTE) covering detection, prevention, investigation and case management across UK and US portfolios.Support with building and overseeing strong fraud control frameworks, (rules, models and manual review) to reduce financial loss and operational risk.Partner with Data Science and Engineering to improve fraud detection technology, reduce false positives, and streamline investigation workflows.Effectively manage KPIs to drive performance excellence and identify improvement opportunities.Act as the escalation point for complex or high-value fraud cases, including liaison with law enforcement, Action Fraud, and card schemes.Ensure fraud operations identify and appropriately support vulnerable customers and victims of fraud.Stay up to date with fraud typologies, regulatory requirements (including APP fraud reimbursement rules and the Payment Services Regulations), and industry best practice.Our Values & Culture ðJust Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.We’re Looking For ðAn experienced financial services leader specialising in fraud operations, ideally across card payments or consumer credit.A proven track record of managing and supporting high-performing teams in fast-paced, dynamic environments.A subject matter expert in fraud typologies (card fraud, APP/scam fraud, account takeover, application fraud) with deep knowledge of the regulatory landscape governing them.An analytical thinker skilled in interpreting complex data, using SQL to extract the data and then driving evidence-based decision-making.A genuine commitment to the fair and appropriate treatment of vulnerable customers and fraud victims.Interview Process ðStage 1: 30 minutes with a Talent PartnerStage 2: 60 minutes with our Head of Fraud OperationsStage 3: 60 minutes with another Head of Diversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitalityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now

  • Data Scientist (Growth Team)  

    Capital On Tap
    - Greater London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ðThis is a Hybrid role, working from our London (Moorgate) Offices 3 days per week. Growth Team at Capital on TapYou’ll join the Growth Team, reporting to our Head of Growth. The team’s mission is to increase customer acquisition, activation and retention across our book of customers.What You'll Be DoingDeveloping and maintaining predictive models that influence our strategy across the entire customer lifecycle; acquisition, activation and retention.Understanding the commercial levers within the growth team and how predictive models help to improve them.Evaluating complex datasets to find hidden opportunities and help us make smarter decisions.Turning complex analysis into simple, compelling stories that get everyone on the same page.Collaborating with a wide range of stakeholders to ensure seamless implementation of your solutions.Exploring and advising on the latest tools and techniques in data science to help us stay ahead of the curve.We're Looking ForStrong analytical and quantitative skills with the ability to translate findings into clear recommendations.2+ years experience building statistical models in Python and extracting/manipulating data in SQL.2:1 or higher in a quantitative degree from a top university.Someone who takes ownership of their work, manages their time independently, and uses good judgement to decide what matters.Comfortable working autonomously in a fast-moving environment.Preferred:2-4 years' experience in top-tier consulting or a high-growth startup.1st-class degree in a quantitative field from a top university.Understanding of and interest in how to apply a commercial lens to Data Science problems.Nice to Have:Familiarity with DBT, Snowflake, Looker, Hex, Azure DevOps.Background in Marketing, Credit, or Financial Services.Diversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. If you need any adjustments to the application or interview process, please just let us know.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality ️ Worldwide travel insurance through Vitality ️ Access to a reproductive and hormonal health platform via Hertility ð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical) ð Salary Sacrifice Pension Scheme up to 7% match ð Octopus EV Salary Sacrifice Scheme ð️ 28 days holiday (plus bank holidays) ð Annual Learning and Wellbeing Budget ðª Enhanced Parental Leave ð² Cycle to Work Scheme ð Season Ticket Loan ð 6 free therapy sessions per yearð¶ Dog Friendly Offices ð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now
  • C

    People Director  

    Capital On Tap
    - London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! Why Join Us?We empower you to be innovative and solve complex problems. This is a leadership role where you will have immediate ability (and expectation) to take ownership and make an impact.ð¡ðThis role is based in our Moorgate (London) office. You will be in the office at least 3 days per week, preferably 4, and will need to occasionally travel to our offices across Brighton, Cardiff, and Manchester. People at Capital on TapThe People function at Capital on Tap covers People, Talent, and People Ops, and this role reports directly to our CEO. It sits at the heart of our biggest bet: that talent density and an AI-first operating model are what take us from 200,000 customers to 1 million. Your job is to raise the talent level across the business, build the capability to consistently attract and land exceptional people, and help lead our shift to an AI-first organisation.What You’ll Be DoingYour mandate is talent density, organisational design, and shaping our unique culture as we shift to an AI-first operating model. You will report directly to our CEO, sit on the Leadership Team, and lead the People, Talent, and People Ops teams. What you will be owning:Talent Density: leading our company efforts to attract and land top-tier talent, building our employer brand, driving exceptional performance across teams, and ensuring we have A-players across all of our key roles. Accelerating AI: helping drive our organisational efforts to embed AI systems and tools across every team in our business. Driving excellence in your teams: building and driving our People, Talent, and People Ops teams to build the most talent dense business in the UK.Organisational Design: architecting our people structure and team design around business outcomes in an AI first world. Culture & Values: stewardship of our company culture and values, ensuring they remain the bedrock of the organisation as we scale and evolve with new technology. What We’re Looking For ðLeadership experience at fast-growing and scaled businesses, with experience running a People/HR function or having it report into you.  A proven track record of raising talent density: attracting exceptional people, stretching high performers, and exiting underperformers quickly. Strong commercial acumen, someone who runs People like a business function.A strong point of view on how to maintain a high-performance culture and strong values in an AI-first organisation.Some experience outside of the People function, whether operational, commercial, or general management is a bonus.Diversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure.Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitality️ Access to a women's health platform via Hertilityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now
  • C

    Mobile and Backend Software Engineer - Banking  

    Capital On Tap
    - London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð¡ðThis is a Hybrid role, the team work from our London Offices 2 days per week.The TeamThe Banking and Repayments teams sit at the heart of Capital on Tap's product, owning the core account experience for thousands of small business customers. Banking manages account operations, transaction lifecycles, balance management, ClearBank integration, and savings. Repayments owns the repayment rails, including the most recent open banking repayments. We value engineers who take genuine ownership, work autonomously, and bring depth across the stack. This is a high-priority hire with real impact from day one.What You'll Be DoingAs a Senior mobile and backend Software Engineer, you'll own the back-end systems that power our Banking and Repayments platform , while also contributing to mobile - helping transition mobile and front-end ownership from our Customer Experience team into Banking.Design and build robust, scalable back-end services in C#/.NETOwn the full SDLC - from feature inception through to production, monitoring, and continuous improvementContribute to mobile development across iOS and Android using Flutter, Kotlin, and/or SwiftCollaborate with Product, Design, and QA from early feature shaping through to deliveryWrite thorough unit and integration tests and uphold high engineering standardsIdentify bottlenecks and drive improvements across the teamWork cross-functionally, bridging technical decisions with business goalsWhat We're Looking ForMobile development experience in Flutter/Dart, Kotlin, or Swift - this is a firm requirementStrong back-end engineering experience, ideally in C#/.NETSolid testing practice across unit and integration testingExperience with CI/CD platforms such as CodeMagic or similarComfortable working in Agile environmentsAutonomous and collaborative - you take ownership and see things throughOur Tech StackBackend: C#, .NET, .NET CoreMobile: Flutter, Dart, Riverpod, GoRouter, Kotlin, SwiftDatabases: SQL Server, MongoDB, FirestoreCloud: GCP (Firebase) and AzureCI/CD: CodeMagicDiversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitalityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now
  • C

    AI Product Engineer  

    Capital On Tap
    - London
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð¡ðThis is a Hybrid role, the AI team work from our Moorgate (London) Offices 2 days per week.AI Product Engineering at Capital on TapWe are a small but highly empowered team with the overall goal of enabling the Engineering and Product teams to effectively use AI to deliver high-quality products and services faster to better serve our customers. Our responsibilities include improving speed of engineering delivery, making AI tooling and skills easily and widely available to the entire business, creating agents to perform tasks across a wide range of functions, and general oversight of engineering AI initiatives.What you will be doingThis is a software engineering role first and foremost, with a focus on agentic systems, agentic orchestration and supporting technical teams in using AIThis is the type of work you will be doing:Developing agentic systems and orchestration layers to help us ship faster. Building “AI on Tap”, Capital on Tap’s internal AI enablement hub. It is the single place to see every AI agent the company runs, the cost of each one, how ready each codebase is for AI-assisted development, and how to get more value from Claude and other providers.Working with QA and Platform to integrate agentic testing and verification tools across our pipeline to deploy fasterOwning build-vs-buy recommendations, from evaluation through to team buy-in Whatever it takes to reach an agentic future — tech debt, CI/CD, the unglamorous work that unblocks everything elseWe’re Looking For ðRequired skills:Hands-on experience in C#, .NETGood testing practices, in both Unit and Integration testingExperience building agentic systemsExperience in driving initiatives across engineering teamsA focus on delivering concrete, measurable resultsA proactive, supportive, and collaborative team playerDiversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitalityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
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  • C

    Business Development Manager  

    Capital On Tap
    - Henfield
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð Brighton | ð 3 days in-office | 32k-38k base + uncapped commissionBusiness Development at Capital on Tap ðOur Sales team drives our growth, with hubs in Brighton, London, Manchester, and remote. You’ll join a team of 8–12 Business Development Managers reporting to a Sales Manager, focused on finding businesses that will thrive with our products. We’re known for a supportive, high‑energy culture, with uncapped commission and clear progression pathways.What you'll be doing ð️Own the full 360‑sales cycle from sourcing SMEs to early account management.Represent our credit card and close high‑impact deals.Build your pipeline by sourcing and qualifying new SME leads.Make 30–50 outbound calls daily to reach business owners and decision‑makers.Hit quarterly targets by converting new customers and driving early usage.Follow strong compliance standards and FCA regulations to protect customers.Our Values & Culture ðJust Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.We’re Looking For ðProven 360‑sales experience across prospecting and early account management.Strong outbound B2B prospecting and lead‑gen skills.Experience with high-volume cold-calling and outreach. High ownership, urgency, and accountability for targets.Ability to set and manage your own daily activity goals.Commitment to high standards and excellent customer service.Even if you don’t have all of the necessary skills, we still encourage you to apply.Interview Process ðFirst stage: 30 minute intro and values call with Talent Partner.Second stage: 60 minute case study interview at the office with our Sales Managers.ð What Can You Earn Here? Base: 30,000-40,000 | Uncapped commission structureYour earning potential here is real — and we can prove it. Most BDMs earn around 50k OTE in their first year. Top performing newbies have cleared 70k OTE in year one, and our top performers overall are consistently at 100k+ OTE. No cap. No ceiling. Just you and your effort. Oh, and the record for commission in a single quarter is 52k. Go beat it.Diversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitality️Access to a women's health platform via Hertilityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
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  • C

    Senior Operations Manager - Customer Service  

    Capital On Tap
    - Cardiff
    Apply Now
    We’re Capital on Tap ðð³ Capital on Tap started because small business... Read More
    We’re Capital on Tap ðð³ Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit 1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, 20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! ð Cardiff | ð 3 days per week in the office Customer Service / Customer Operations ðCustomer Operations is the beating heart of Capital on Tap, making sure everything runs smoothly for our customers. Customer Service is at the frontline of Customer Operations - the first people our customers talk to when they need help and the face of the business. What You’ll Be Doing ð️Reporting to the Head of Customer Services, you will play a pivotal role in shaping the future of our contact centre, leading teams that serve our UK and US business customers. This role goes beyond day-to-day people leadership: you will be the driving force behind how the contact centre evolves, using technology and a deep understanding of why customers contact us to reduce friction, improve efficiency, and deliver an outstanding customer experience.Drive the contact centre forward by identifying and implementing technology and tooling that improves efficiency, colleague experience, and customer outcomes.Build a deep understanding of the root causes of customer contact, using data and insight to inform process redesign, self-serve options, and contact deflection strategies.Translate contact driver analysis into tangible action plans that reduce avoidable contact and improve first-contact resolution.Build and lead a high-performing team, focusing on professional growth and personal development.Champion engagement, recognition, and team development to foster connection, alignment, and a shared sense of purpose.Lead, mentor and support customer-facing colleagues and Team Leaders to cultivate a culture of accountability, collaboration, and continuous improvement.Oversee team performance and service delivery standards, providing expert support for escalations while maintaining a proactive approach to problem-solving.Collaborate with other departments to optimise customer interactions, influence product and process improvements, and identify training needs.Our Values & Culture ðJust Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.We’re Looking For ðA senior leader with significant experience in contact centre management within a financial services environment.A track record of using technology and automation to drive operational improvement within a customer service or contact centre setting.Strong analytical capability, with experience interpreting contact driver and customer insight data to shape strategy and reduce unnecessary contact.A highly effective communicator with excellent leadership skills, able to foster collaboration with key stakeholders across the business.A proven track record of successfully leading and managing high-performing teams within a fast-paced and dynamic environment.A deep understanding of customer service processes, with a history of driving measurable operational improvements.Interview Process ðStage 1: 30 minutes with a Talent PartnerStage 2: 60 minutes with the Head of Customer ServiceStage 3: 60 minutes with the Customer Operations Director and Lead People PartnerDiversity & Inclusion ðWe welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.Great Work Deserves Great PerksWe try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:ð Private Healthcare including dental and opticians services through Vitality️ Worldwide travel insurance through Vitalityð Anniversary Rewards (250, 500, 750, 4-week fully paid sabbatical)ð Salary Sacrifice Pension Scheme up to 7% matchð Octopus EV Salary Sacrifice Schemeð️ 28 days holiday (plus bank holidays)ð Annual Learning and Wellbeing Budgetðª Enhanced Parental Leaveð² Cycle to Work Schemeð Season Ticket Loanð 6 free therapy sessions per yearð¶ Dog Friendly Officesð« Free drinks and snacks in our officesCheck out more of our benefits, values and mission here.Other InfoðCheck out our ‘Top Tips’ for interviewing.️Keep updated on new job opportunities by following us on Linkedin.ð§Email careers@capitalontap.com if you have any questions.Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) Read Less
    Apply Now
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